Creditaddict List

[s_haliz]

Wow......May I ask you simple questions:

How much rewards you usually have on average during any given month? Have you consider applying more AMEX to boost your AAoA? Have you consider boosting CLs for all the cards where CL is less than $10,000? Can you please inform the group as to which "card holder" you are using (if you carry all of  them)?  

[Anomalous]

WOW!!! 

[Anonymous]

Are you an AU on one of your capital one cards?  They recently denied me for a 3rd card stating you have 2 already with us(which I believe is the max)

[jsucool76]

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@Anonymous wrote:

Are you an AU on one of your capital one cards?  They recently denied me for a 3rd card stating you have 2 already with us(which I believe is the max)

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You're able to have more than 2 if some were orchard cards that were purchased by cap1. 

[coldnmn]

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@Anonymous wrote:

Are you an AU on one of your capital one cards?  They recently denied me for a 3rd card stating you have 2 already with us(which I believe is the max)

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Your also allowed more if they are co-branded like the Sony card.

[the_jan_b]

<---- picks herself up after fainting from the long list

All I can say is WOW! 

[Anonymous]

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@Creditaddict wrote:

Credit Card	Banks	Limit
Navy Federal Cash (AU)	Navy	$50,000
Burbank City Auto Loan	Burbank City FCU	$26,000
Navy Federal Cash	Navy	$25,000
Citi Double Cash (AU)	Citi	$25,000
Citi AA Business (AU)	Citi	$25,000
Home Depot (AU)	Citi	$25,000
Fidelity American Express (AU)	Bank of America	$21,000
Navy Federal NAVCheck	Navy	$15,000
Navy Federal NAVCheck	Navy	$15,000
Chase Sapphire Preferred (AU)	Chase	$15,000
Capital One Quicksilver Sig (AU)	Capital One	$15,000
Care Credit 2 (AU)	Sync	$12,200
Virgin America Sigi (AU)	Comenity	$11,000
Chase Freedom (AU)	Chase	$10,500
American Express Costco (AU)	American Express	$10,000
Chase Marriott	Chase	$9,000
Macy's American Express (Joint)	Department Stores National	$9,000
Discover it (Joint)	Discover	$9,000
Pottery Barn	Comenity	$8,400
Barclay USAir Business (AU)	Barclay	$6,450
Macy's Furniture Line (Joint)	Department Stores National	$5,800
Bloomingdales Store (AU)	Department Stores National	$5,200
West Elm	Comenity	$5,100
Navy Federal Platinum	Navy	$5,000
Navy Federal Flagship	Navy	$5,000
Lowes	Sync	$5,000
Care Credit 1 (AU)	Sync	$5,000
Chase AARP Visa	Chase	$4,500
Chase Amazon Visa	Chase	$4,000
Macys Store (Joint)	Department Stores National	$4,000
American Express Blue Cash (AU)	American Express	$3,900
Wells Fargo Business (AU)	Wells Fargo	$3,000
Best Buy Store (AU)	Citi	$2,900
Trek	Comenity	$2,500
Saks Fifth Avenue Store (AU)	Capital One	$2,500
PayPal Credit	Comenity	$2,088
Capital One Spark Cash	Capital One	$2,000
Motorola	Comenity	$2,000
HSN	Comenity	$1,900
Ebay Mastercard	Sync	$1,500
Burbank City Visa	Burbank City FCU	$1,500
Barclay Rewards	Barclay	$1,300
Capital One Sony	Capital One	$1,250
Ashley Furniture	Sync	$1,200
76 Gas Card	Sync	$1,200
Orbitz Visa	Comenity	$1,050
Capital One Quicksilver	Capital One	$1,000
Bloomingdales Store	Department Stores National	$1,000
Nordstrom Store	Nordstrom Bank	$1,000
Gap Store (AU)	Sync	$1,000
Gettington	?	$1,000
Dillards American Express	Sync	$1,000
TJMaxx MasterCard	Sync	$900
Von Maur	Von Maur	$800
Express Next Credit Card	Comenity	$750
Best Buy MC	Citi	$750
Pier 1 Imports	Comenity	$750
J.Crew	Comenity	$650
Amazon Store Card	Sync	$600
Sams Club Store	Sync	$437
Walmart Store	Sync	$300
Target 3	Target	$300
Target 1	Target	$200
Target 2	Target	$200

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OMGoodness!!!!!!  How do you keep up with them all!!!??????  And THREE Target cards?

[Creditaddict]

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@Tbelle wrote:

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@Creditaddict wrote:

Manage.

I didn't even list my partners cards that I'm not AU or Joint on!!

Lets see all the accounts that we have "Revolving" Balances on we don't use and are set up on either 24,36,48 montly payments on auto pay through Navy Federal Bill Pay.

I have everything that I can linked to Navy so if I forget, it pays and pulls from the navcheck if money is not there but always pays.

I auto pay the 2 amex because we barely use so they can PIF

car is auto pay through navy

we use just a couple as our daily cards and then when i need to buy something in paticular ill grab the store card on my way out the door from my credit container and then I just pay it as soon as I get an email of a statement.

im actually opening to condense down a few more of our "revolving" to just the navy but waiting for a 0%!

otherwise i grab one once in a while just to charge something on it and then put it back to keep it active. but that makes it easier to track by not having many balances.

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Did you decide against the NASA visa?  I thought I saw that you were approved for it on another thread. Also, what do your inqs look like; that is an amazing list of cards!

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DECLINED!

[chalupaman]

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@Creditaddict wrote:

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@Tbelle wrote:

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@Creditaddict wrote:

Manage.

I didn't even list my partners cards that I'm not AU or Joint on!!

Lets see all the accounts that we have "Revolving" Balances on we don't use and are set up on either 24,36,48 montly payments on auto pay through Navy Federal Bill Pay.

I have everything that I can linked to Navy so if I forget, it pays and pulls from the navcheck if money is not there but always pays.

I auto pay the 2 amex because we barely use so they can PIF

car is auto pay through navy

we use just a couple as our daily cards and then when i need to buy something in paticular ill grab the store card on my way out the door from my credit container and then I just pay it as soon as I get an email of a statement.

im actually opening to condense down a few more of our "revolving" to just the navy but waiting for a 0%!

otherwise i grab one once in a while just to charge something on it and then put it back to keep it active. but that makes it easier to track by not having many balances.

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Did you decide against the NASA visa?  I thought I saw that you were approved for it on another thread. Also, what do your inqs look like; that is an amazing list of cards!

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DECLINED!

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What was the reason specifically?

[Creditaddict]

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@s_haliz wrote:

Wow......May I ask you simple questions:

How much rewards you usually have on average during any given month? Have you consider applying more AMEX to boost your AAoA? Have you consider boosting CLs for all the cards where CL is less than $10,000? Can you please inform the group as to which "card holder" you are using (if you carry all of  them)?  

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Amex still won't give me amex in my own name but believe me with a backdate of 1999 I try frequently!

My partners backdate is only 2011 and we will probably add a new one in Jan but he needs to INQ's to drop from our car buying because amex recently declined cli for the blue and sent a score of 789 for him but denied for to many recent INQ's (go figure)

for what we use:

Fidelity Amex

Citi Double Cash

I also carry my Spark for business related expenses (car stuff, cell phone, etc) that's 2% but usually under $500 month

amazon visa gets our amazon and amazonfresh (groceries) I don't carry it

when I receive my new AARP that will be my wallet card

and yes 3 target cards, down from what use to be 4... one is from 1999 (my 2nd credit card ever opened when I turned 18, one is 2008 and one is 2009!