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Apolgies if this has been asked before...in the same vein as the backdoor numbers thread. Is there a list of creditors and their analysts numbers that will work with you on CLI using soft pills only?
Thanks!
Darryl
@Anonymous wrote:
Call and ask each of your creditors. They will tell you. My experience so far and I have asked all 10. I haven't got a hard pull as of yet.
Really... never? wow.. that is news
I know Amex, Amazon Store Discover are some that do soft pulls and a bunch of others.
but there are some that always do hard like BOA, Chase ..
I think there is a thread on this somewhere
capital one is the only one that i can think of that never hp for cli
I just got SP CLIs from Citi and Discover today, and of course Amex does SPs too
Navy but only if your account has been AR otherwise it will be HP
@darrylbowen1959 wrote:Apolgies if this has been asked before...in the same vein as the backdoor numbers thread. Is there a list of creditors and their analysts numbers that will work with you on CLI using soft pills only?
Thanks!
Darryl
Thanks everyone. I will start making calls and post my findings.
Have a great day!
Darryl
Just some others not yet mentioned ....
Synchrony co-branded cards ... Lowe's, Walmart, Amazon, TJMaxx, Chevron, Toy's R Us, Gap, Banana Republic, JCPenny, Old Navy
Commenity cards - All of their cards for me have so far been SP CLI