Credit Card Center Advertiser Disclosure†
02-09-2009 10:38 AM
No problem richie.
I really do believe this is the best thing for you to do.
In no time you will come back to us telling us of your success stories and how Patience is a virtue.
You will also give newbies at that time info on how you became successful with your credit.
keep us updated
02-09-2009 11:09 AM - edited 02-09-2009 11:10 AM
I can give newbies suggestions now lol
I started out just below 500 and am now at 600
Sure, first premier and crown jewelers suck
But they have been my saving grace....
Kay jewelers told me that I can not be approved until crown jewelers reports longer
My advise to people with poor credit trying to build history: get crown jewelers, after about 6 months get kay jewlers....
02-10-2009 02:05 PM - edited 02-10-2009 02:07 PM
I heard Union Workers Credit is similar. Have you tried Fingerhut?
Union Workers Credit is a rip off, please do not go there.
they charge you crazy fees and are over priced.
Also i do not think they report to any credit Bureaus
Do a search on here and you will see others who have posted about them
ETA: had to add the thread
02-10-2009 03:07 PM
Venue is dressed-up ghetto.
Sorry, I could not help it. I know nothing about venue. I am just making that up.
As cheesy as "Fingahut" is, I have to tell y'all that I bought a TV and a Yamaha keyboard (don't ask me if I finished paying for them) in 2000 and they are still going strong. TV is on right now and the keyboard just got a workout with the kids jamming an hour ago. My husband, the musician, could not believe how many functions came with that keyboard and the price I paid (really, if I stuck F.H. with anything in my BK, and I can't remember if I did, it was a couple of dollars at most so don't cry for them.)
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.