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Crown Jewelers no longer on Experian

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Anonymous
Not applicable

Crown Jewelers no longer on Experian

I pull my CR everyday from CreditCheckTotal and Crown Jewelers disappeared starting On June 9.  So the last 2 days it has not been on my CR but is still reporting with TU.

 

Anyone else notice this? 

Message 1 of 51
50 REPLIES 50
haulingthescoreup
Moderator Emerita

Re: Crown Jewelers no longer on Experian

That's odd. Experian rarely has split files.

You might ask CJ if they're still reporting to EX.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 2 of 51
Anonymous
Not applicable

Re: Crown Jewelers no longer on Experian

CJ not reporting on EX is a systemic problem, and many people have reported the same. According to someone who called CJ because of this, they have some issue with EX they need to fix. They intend to do this quickly.
Message 3 of 51
Anonymous
Not applicable

Re: Crown Jewelers no longer on Experian


@Anonymous wrote:
CJ not reporting on EX is a systemic problem, and many people have reported the same. According to someone who called CJ because of this, they have some issue with EX they need to fix. They intend to do this quickly.

Experian probably doesn't like the pay to play scheme that CJ has going on as far as reporting credit lines, at least that is what I hear alway. They consider CJ a boarder line phony tradeline reporter. That I'm afraid is why tradelines disappear every so often with them. Let us know if they return..my hunch is they won't, Experian may be cracking down. You know they are scumbags anyway.

 

KingSmiley Wink

Message Edited by 74king on 06-10-2009 11:25 AM
Message 4 of 51
Anonymous
Not applicable

Re: Crown Jewelers no longer on Experian


74king wrote:

Experian probably doesn't like the pay to play scheme that CJ has


Explain this for me.


74king wrote:

They consider CJ a boarder line phony tradeline reporter.


Explain this also for me.

Message 5 of 51
Anonymous
Not applicable

Re: Crown Jewelers no longer on Experian


@Anonymous wrote:

@Anonymous wrote:

Experian probably doesn't like the pay to play scheme that CJ has


Explain this for me.


I think the idea is that the jewelry CJ sells is vastly overpriced. If the $50 ring you just bought looks like it's worth $2, some might get the idea that, in reality, you are paying for the tradeline, not the jewelry. I heard EQ already came to this conclusion some time ago.
Message 6 of 51
Anonymous
Not applicable

Re: Crown Jewelers no longer on Experian


@Anonymous wrote:

@Anonymous wrote:

Experian probably doesn't like the pay to play scheme that CJ has


Explain this for me.


@Anonymous wrote:

They consider CJ a boarder line phony tradeline reporter.


Explain this also for me.


It is well known that Crowne Jewlers runs a pay to play (or pay to report tradlines) it's borderline. This depends on your level of legit reporting but I do know this, Experian fraudulant Specialist are always on the hunt for these pay to play, or pay to report schemes and they delete tradlines everyday because of it.

 

That's all I'm saying, it's well known that Crowne Jewlers is one of those companies that offers these services, stated income, limited verification, or no verification for that matter as a friend of mine has this very card.

 

Applied for it, they didn't verify anything according to him, just wanted him to make a deposit on some items he had to buy before they would report. "That's Pay to Play", your requiring a customer to pay or make a deposit for merchandise and your tradeline reporting is contingent upon this and under Experians reporting rules for vendors "NOT LEGITIMATE"

 

King

Message 7 of 51
Anonymous
Not applicable

Re: Crown Jewelers no longer on Experian


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

Experian probably doesn't like the pay to play scheme that CJ has


Explain this for me.


I think the idea is that the jewelry CJ sells is vastly overpriced. If the $50 ring you just bought looks like it's worth $2, some might get the idea that, in reality, you are paying for the tradeline, not the jewelry. I heard EQ already came to this conclusion some time ago.

That too...Smiley WinkWell said

Message 8 of 51
Anonymous
Not applicable

Re: Crown Jewelers no longer on Experian

Thank you both.Ive never hear of this.(pay to play) scheme..
Message 9 of 51
Anonymous
Not applicable

Re: Crown Jewelers no longer on Experian


74king wrote: 

 the pay to play scheme that CJ has


Just curious who else has this practice?

Message 10 of 51
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