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Valued Contributor
Duncanrr
Posts: 2,825
Registered: ‎06-08-2012

Curious - time it takes for PSECU to approve account?

How long does it typically take PSECU to approve a new membership account?  I assume the credit pull (hard or soft) would be when the online app is filled out, correct?

 

 

Thanks,

 

 

Duncan



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 688 TU 727 EX 704 CK 696 (FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012

Re: Curious - time it takes for PSECU to approve account?

Took me 2 minutes... Got the email saying they received the app and 2 min later got the email saying approved welcome

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Frequent Contributor
CreditMuppet
Posts: 307
Registered: ‎08-05-2011

Re: Curious - time it takes for PSECU to approve account?


jd5189 wrote:

Took me 2 minutes... Got the email saying they received the app and 2 min later got the email saying approved welcome


Was instant approval for me too, emails were instant, no HP.


Starting Score: 770
Current Score: 765 (EX) 763 (EQ) 756 (TU)

Auto Enhanced: 788 (EX)
Goal Score: 800
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Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012

Re: Curious - time it takes for PSECU to approve account?


CreditMuppet wrote:

jd5189 wrote:

Took me 2 minutes... Got the email saying they received the app and 2 min later got the email saying approved welcome


Was instant approval for me too, emails were instant, no HP.


Yea - no membership HP for me as well

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Curious - time it takes for PSECU to approve account?

Their not HPing anymore for membership??



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012

Re: Curious - time it takes for PSECU to approve account?


LS2982 wrote:
Their not HPing anymore for membership??

Not from my experience...

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Valued Contributor
Duncanrr
Posts: 2,825
Registered: ‎06-08-2012

Re: Curious - time it takes for PSECU to approve account?

"Approved pending". Just got call. Judy, the lovely CSR, requested I fax two forms of ID so they can finalize my approval.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 688 TU 727 EX 704 CK 696 (FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012

Re: Curious - time it takes for PSECU to approve account?


Duncanrr wrote:
"Approved pending". Just got call. Judy, the lovely CSR, requested I fax two forms of ID so they can finalize my approval.

:smileyhappy: Good to hear... Keep us updated!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Valued Contributor
Duncanrr
Posts: 2,825
Registered: ‎06-08-2012

Re: Curious - time it takes for PSECU to approve account?

Got full membership to PASEO. I'm an licensed practicing environmental attorney and I have a couple Penn state clients. They sent me full membership card today.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 688 TU 727 EX 704 CK 696 (FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012

Re: Curious - time it takes for PSECU to approve account?

DUNCANRR,

 

How much time had passed between your filing of the application and the call to fax over 2 forms of id's?



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
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