Reply
Regular Contributor
scarzy
Posts: 225
Registered: ‎04-08-2008

DCU -- Denied! Help!!!

[ Edited ]

I just received my denial letter from them. It says something about the "remote validation has failed to provide them with required level of positive authentication." So, I must have failed the "4 questions" validation test.

 

 

Now, what should I do? Try again, and hopefully they will provide different questions?? Anybody has any experience with this??

starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

Regular Contributor
CarlosC88
Posts: 224
Registered: ‎03-19-2013

Re: DCU -- Denied! Help!!!

That happened to a friend, he failed the questions. Someone had been using his SS# in another county and he didnt know. His answers didnt match theirs. Might look into that. 


*21 Years Old* Started my credit at age 19
TFCU - $2,500 II Amex BCE - $2,400 II Wells Fargo Cash Back College Card - $1,900 II Paypal Extras Mastercard - $3,000 II American Eagle VISA - $2000 II Best Buy Mastercard - $300 II Kay Jewelers - $5,600

Established Member
Arago
Posts: 29
Registered: ‎05-09-2013

Re: DCU -- Denied! Help!!!

Sorry to hear that. From what I read, DCU either approves you or denies you. There are no recons for membership. You might try USAA or Penfed.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+