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jagshere
Posts: 96
Registered: ‎07-07-2011

DCU FICO UP!

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‎01-25-2013 11:57 AM

WOW! I dropped 50 pts! im glad im in the garden! 700 this month

Im dizzy right now.....

 


10/12 TU-668 FICO 11/19 676-FICO 12/26 746-FICO 1/5 WM FIC0-763 2/4 WM FICO 758 3/6 721
DCU FICO 750 1/25 DCU FICO 700 2/22 707 DCU FICO 3/28 710
10/12 EX-721(FAKO) 10/22 AMEX (FICO) 646 10/19 725(FAKO)12/8 731(FAKO) 1/15 738 (FAKO)
Discover 1.2k|Chase Freedom 5k| DCU 7.5K| Walmart Discover 10K
First Niagara 2K| PenFed 9k| BCE 1k


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Established Contributor
visorboy1974
Posts: 961
Registered: ‎05-17-2010

Re: DCU FICO UP!

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‎01-25-2013 12:11 PM

Up 5 to 699

Starting Score: 600
Current Score:: 687EQ, 698EX, 721TU
Goal Score: 760

Take the myFICO Fitness Challenge
Message 2 of 12 (409 Views)
 
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Contributor
jagshere
Posts: 96
Registered: ‎07-07-2011

Re: DCU FICO UP!

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‎01-25-2013 12:14 PM - edited ‎01-25-2013 12:15 PM

visorboy1974 wrote:

Up 5 to 699

I apped and was approved for 3 new cards last month! It will come back. I threw away 2 amex mail pre-approvals. Im going to garden until at least:smileyembarrassed: June.


10/12 TU-668 FICO 11/19 676-FICO 12/26 746-FICO 1/5 WM FIC0-763 2/4 WM FICO 758 3/6 721
DCU FICO 750 1/25 DCU FICO 700 2/22 707 DCU FICO 3/28 710
10/12 EX-721(FAKO) 10/22 AMEX (FICO) 646 10/19 725(FAKO)12/8 731(FAKO) 1/15 738 (FAKO)
Discover 1.2k|Chase Freedom 5k| DCU 7.5K| Walmart Discover 10K
First Niagara 2K| PenFed 9k| BCE 1k


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Revelate
Posts: 4,282
Registered: ‎12-30-2011

Re: DCU FICO UP!

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‎01-25-2013 12:18 PM - edited ‎01-25-2013 12:19 PM

Two new cards hit my credit report according to CK / CS at least out of my several new ones; score flat at 652 this month from last month.  1 year AAoA minimum working for me apparently.

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)

Take the FICO Fitness Challenge
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Established Contributor
djrez4
Posts: 504
Registered: ‎08-28-2012

Re: DCU FICO UP!

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‎01-25-2013 12:31 PM

No change.  I'm not even sure if DCU can pull through my freeze.

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jagshere
Posts: 96
Registered: ‎07-07-2011

Re: DCU FICO UP!

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‎01-25-2013 01:07 PM

djrez4 wrote:

No change.  I'm not even sure if DCU can pull through my freeze.

Thats an interesting question. Im just happy to get it now!

Thanks DCU!


10/12 TU-668 FICO 11/19 676-FICO 12/26 746-FICO 1/5 WM FIC0-763 2/4 WM FICO 758 3/6 721
DCU FICO 750 1/25 DCU FICO 700 2/22 707 DCU FICO 3/28 710
10/12 EX-721(FAKO) 10/22 AMEX (FICO) 646 10/19 725(FAKO)12/8 731(FAKO) 1/15 738 (FAKO)
Discover 1.2k|Chase Freedom 5k| DCU 7.5K| Walmart Discover 10K
First Niagara 2K| PenFed 9k| BCE 1k


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KausticRage
Posts: 50
Registered: ‎10-10-2012

Re: DCU FICO UP!

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‎01-25-2013 01:59 PM

Down to 711 :smileysad:  Util is killing me right now but that should go bye bye very soon cause I will PIF all my accounts in two weeks :smileyvery-happy:

April 2013 FICO Scores
Experian - 709 Chase Freedom Pull
Equifax - 788 BofA MLB Rewards Pull
Trans Union - 778 (GE Money Bank CLI scores)

In the Garden until at least 2014 to let the new accounts age and HP's fall off. 800 club here I come...
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Contributor
jagshere
Posts: 96
Registered: ‎07-07-2011

Re: DCU FICO UP!

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‎01-25-2013 03:53 PM

:smileyhappy:

:smileyhappy:

KausticRage wrote:

Down to 711 :smileysad:  Util is killing me right now but that should go bye bye very soon cause I will PIF all my accounts in two weeks :smileyvery-happy:

I find that a few cards have not reported for January yet. All my cards but one is PIF. Next month will be better here in the garden! Spring is coming!

 

 


10/12 TU-668 FICO 11/19 676-FICO 12/26 746-FICO 1/5 WM FIC0-763 2/4 WM FICO 758 3/6 721
DCU FICO 750 1/25 DCU FICO 700 2/22 707 DCU FICO 3/28 710
10/12 EX-721(FAKO) 10/22 AMEX (FICO) 646 10/19 725(FAKO)12/8 731(FAKO) 1/15 738 (FAKO)
Discover 1.2k|Chase Freedom 5k| DCU 7.5K| Walmart Discover 10K
First Niagara 2K| PenFed 9k| BCE 1k


Message 8 of 12 (271 Views)
 
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Contributor
Stephen_Dashman
Posts: 83
Registered: ‎12-04-2012

Re: DCU FICO UP!

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‎01-25-2013 08:35 PM

Just joined DCU earlier this month so my first EQ pull there .. my lender pulls were a bit higher but 629 is probably about right.

EX 650 (Credit.com 5/3/13) | EQ 645 (DCU 4/26/13) | TU 667 (Walmart 5/13/13)

DCU Visa Platinum 3200 | Affinity Plus Visa Platinum Rewards 2000 | BankAmericard Better Balance Rewards MC 2000 | Walmart Store Card 1000 | Capital One Platinum 750 | NTB Card 700 | Capital One Cash Rewards 500

Last App: 04/07/2013

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Established Contributor
eviLution
Posts: 542
Registered: ‎06-11-2012

Re: DCU FICO UP!

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‎01-25-2013 10:43 PM

Joined DCU late November and finally got my first Fico score this month. 667

 

My scores probably low because I took two HP from DCU in November and I just recently got a Discover in January also.

Current Score: DCU EQ 702 - EXP+ 711 - WM TU 719
Goal Score: 750+

Capital One Secured: 750 - DCU Platinum: 1500 - Discover IT: 1250
in the garden til 7/1/2013
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