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Regular Contributor
Posts: 134
Registered: ‎07-07-2011
0

DCU FICO UP!

WOW! I dropped 50 pts! im glad im in the garden! 700 this month

Im dizzy right now.....

 


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Valued Contributor
Posts: 1,142
Registered: ‎05-17-2010
0

Re: DCU FICO UP!

Up 5 to 699

Regular Contributor
Posts: 134
Registered: ‎07-07-2011
0

Re: DCU FICO UP!

[ Edited ]

visorboy1974 wrote:

Up 5 to 699


I apped and was approved for 3 new cards last month! It will come back. I threw away 2 amex mail pre-approvals. Im going to garden until at least:smileyembarrassed: June.


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Moderator Emeritus
Posts: 10,932
Registered: ‎12-30-2011
0

Re: DCU FICO UP!

[ Edited ]

Two new cards hit my credit report according to CK / CS at least out of my several new ones; score flat at 652 this month from last month.  1 year AAoA minimum working for me apparently.

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 693, EQ 8 685, TU 705, EX 709 (02/27/15)
Goal Score: 700 on EQ 04 (01/01/16)


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Established Contributor
Posts: 504
Registered: ‎08-28-2012
0

Re: DCU FICO UP!

No change.  I'm not even sure if DCU can pull through my freeze.

Regular Contributor
Posts: 134
Registered: ‎07-07-2011
0

Re: DCU FICO UP!


djrez4 wrote:

No change.  I'm not even sure if DCU can pull through my freeze.


Thats an interesting question. Im just happy to get it now!

Thanks DCU!


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


New Contributor
Posts: 55
Registered: ‎10-10-2012
0

Re: DCU FICO UP!

Down to 711 :smileysad:  Util is killing me right now but that should go bye bye very soon cause I will PIF all my accounts in two weeks :smileyvery-happy:

April 2013 FICO Scores
Experian - 709 Chase Freedom Pull
Equifax - 788 BofA MLB Rewards Pull
Trans Union - 778 (GE Money Bank CLI scores)

In the Garden until at least 2014 to let the new accounts age and HP's fall off. 800 club here I come...
Regular Contributor
Posts: 134
Registered: ‎07-07-2011
0

Re: DCU FICO UP!

:smileyhappy:

:smileyhappy:


KausticRage wrote:

Down to 711 :smileysad:  Util is killing me right now but that should go bye bye very soon cause I will PIF all my accounts in two weeks :smileyvery-happy:


I find that a few cards have not reported for January yet. All my cards but one is PIF. Next month will be better here in the garden! Spring is coming!

 

 


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Contributor
Posts: 97
Registered: ‎12-04-2012
0

Re: DCU FICO UP!

Just joined DCU earlier this month so my first EQ pull there .. my lender pulls were a bit higher but 629 is probably about right.

EX 690 (Credit.com 6/14) | EQ 673 (DCU 6/14) | TU 705 (Walmart 7/14)

BofA BB Rewards 4000 | Walmart Discover 4000 | AMEX BCE 3400 | DCU Visa Platinum 3200 | Affinity Plus Visa Rewards 3000 | Capital One Cash Rewards 1500 | NTB Card 700


Established Contributor
Posts: 712
Registered: ‎06-11-2012
0

Re: DCU FICO UP!

Joined DCU late November and finally got my first Fico score this month. 667

 

My scores probably low because I took two HP from DCU in November and I just recently got a Discover in January also.


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
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