Reply
Regular Contributor
jagshere
Posts: 134
Registered: ‎07-07-2011
0

DCU FICO UP!

WOW! I dropped 50 pts! im glad im in the garden! 700 this month

Im dizzy right now.....

 


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Valued Contributor
visorboy1974
Posts: 1,132
Registered: ‎05-17-2010
0

Re: DCU FICO UP!

Up 5 to 699

Regular Contributor
jagshere
Posts: 134
Registered: ‎07-07-2011
0

Re: DCU FICO UP!

[ Edited ]

visorboy1974 wrote:

Up 5 to 699


I apped and was approved for 3 new cards last month! It will come back. I threw away 2 amex mail pre-approvals. Im going to garden until at least:smileyembarrassed: June.


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Moderator
Revelate
Posts: 8,891
Registered: ‎12-30-2011
0

Re: DCU FICO UP!

[ Edited ]

Two new cards hit my credit report according to CK / CS at least out of my several new ones; score flat at 652 this month from last month.  1 year AAoA minimum working for me apparently.

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 679, EQ 8 708, TU 711, EX 702* (07/14/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


Take the myFICO Fitness Challenge
Established Contributor
djrez4
Posts: 504
Registered: ‎08-28-2012
0

Re: DCU FICO UP!

No change.  I'm not even sure if DCU can pull through my freeze.

Regular Contributor
jagshere
Posts: 134
Registered: ‎07-07-2011
0

Re: DCU FICO UP!


djrez4 wrote:

No change.  I'm not even sure if DCU can pull through my freeze.


Thats an interesting question. Im just happy to get it now!

Thanks DCU!


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


New Contributor
KausticRage
Posts: 55
Registered: ‎10-10-2012
0

Re: DCU FICO UP!

Down to 711 :smileysad:  Util is killing me right now but that should go bye bye very soon cause I will PIF all my accounts in two weeks :smileyvery-happy:

April 2013 FICO Scores
Experian - 709 Chase Freedom Pull
Equifax - 788 BofA MLB Rewards Pull
Trans Union - 778 (GE Money Bank CLI scores)

In the Garden until at least 2014 to let the new accounts age and HP's fall off. 800 club here I come...
Regular Contributor
jagshere
Posts: 134
Registered: ‎07-07-2011
0

Re: DCU FICO UP!

:smileyhappy:

:smileyhappy:


KausticRage wrote:

Down to 711 :smileysad:  Util is killing me right now but that should go bye bye very soon cause I will PIF all my accounts in two weeks :smileyvery-happy:


I find that a few cards have not reported for January yet. All my cards but one is PIF. Next month will be better here in the garden! Spring is coming!

 

 


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Contributor
Stephen_Dashman
Posts: 97
Registered: ‎12-04-2012
0

Re: DCU FICO UP!

Just joined DCU earlier this month so my first EQ pull there .. my lender pulls were a bit higher but 629 is probably about right.

EX 690 (Credit.com 6/14) | EQ 673 (DCU 6/14) | TU 705 (Walmart 7/14)

BofA BB Rewards 4000 | Walmart Discover 4000 | AMEX BCE 3400 | DCU Visa Platinum 3200 | Affinity Plus Visa Rewards 3000 | Capital One Cash Rewards 1500 | NTB Card 700


Established Contributor
eviLution
Posts: 705
Registered: ‎06-11-2012
0

Re: DCU FICO UP!

Joined DCU late November and finally got my first Fico score this month. 667

 

My scores probably low because I took two HP from DCU in November and I just recently got a Discover in January also.


Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+