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DCU FICO UP!

Regular Contributor

DCU FICO UP!

WOW! I dropped 50 pts! im glad im in the garden! 700 this month

Im dizzy right now.....

 


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Message 1 of 12
11 REPLIES
Valued Contributor

Re: DCU FICO UP!

Up 5 to 699

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 2 of 12
Regular Contributor

Re: DCU FICO UP!


visorboy1974 wrote:

Up 5 to 699


I apped and was approved for 3 new cards last month! It will come back. I threw away 2 amex mail pre-approvals. Im going to garden until at leastSmiley Embarassed June.


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Message 3 of 12
Moderator

Re: DCU FICO UP!

Two new cards hit my credit report according to CK / CS at least out of my several new ones; score flat at 652 this month from last month.  1 year AAoA minimum working for me apparently.

 

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


Take the myFICO Fitness Challenge
Message 4 of 12
Established Contributor

Re: DCU FICO UP!

No change.  I'm not even sure if DCU can pull through my freeze.

Message 5 of 12
Regular Contributor

Re: DCU FICO UP!


djrez4 wrote:

No change.  I'm not even sure if DCU can pull through my freeze.


Thats an interesting question. Im just happy to get it now!

Thanks DCU!


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Message 6 of 12
New Contributor

Re: DCU FICO UP!

Down to 711 Smiley Sad  Util is killing me right now but that should go bye bye very soon cause I will PIF all my accounts in two weeks Smiley Very Happy

April 2013 FICO Scores
Experian - 709 Chase Freedom Pull
Equifax - 788 BofA MLB Rewards Pull
Trans Union - 778 (GE Money Bank CLI scores)

In the Garden until at least 2014 to let the new accounts age and HP's fall off. 800 club here I come...
Message 7 of 12
Highlighted
Regular Contributor

Re: DCU FICO UP!

Smiley Happy

Smiley Happy


KausticRage wrote:

Down to 711 Smiley Sad  Util is killing me right now but that should go bye bye very soon cause I will PIF all my accounts in two weeks Smiley Very Happy


I find that a few cards have not reported for January yet. All my cards but one is PIF. Next month will be better here in the garden! Spring is coming!

 

 


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Message 8 of 12
Contributor

Re: DCU FICO UP!

Just joined DCU earlier this month so my first EQ pull there .. my lender pulls were a bit higher but 629 is probably about right.

EX 690 (Credit.com 6/14) | EQ 673 (DCU 6/14) | TU 705 (Walmart 7/14)

BofA BB Rewards 4000 | Walmart Discover 4000 | AMEX BCE 3400 | DCU Visa Platinum 3200 | Affinity Plus Visa Rewards 3000 | Capital One Cash Rewards 1500 | NTB Card 700


Message 9 of 12
Established Contributor

Re: DCU FICO UP!

Joined DCU late November and finally got my first Fico score this month. 667

 

My scores probably low because I took two HP from DCU in November and I just recently got a Discover in January also.


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 10 of 12