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DCU FICO UP!

Regular Contributor

DCU FICO UP!

UP 3 to 710!!!!

 

Smiley Happy


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Message 1 of 17
16 REPLIES
Contributor

Re: DCU FICO UP!

probably not the right place to post about your score, but congrats








Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Message 2 of 17
Established Contributor

Re: DCU FICO UP!

it's funny nothing changed but an inquiry on my report for a mortgage and my credit score goes up 17 points lmao I <3 weird fico scoring


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 3 of 17
Valued Contributor

Re: DCU FICO UP!

Same score as last month. Weird.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 4 of 17
Valued Contributor

Re: DCU FICO UP!

Same score as last month as well Smiley Sad well, better than going down!

Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | Diamond Preferred $6.5k FICOS: EX 775 EQ 764 TU 759 VantageScore 3.0: EX 759 EQ 757 TU 762
Message 5 of 17
Valued Contributor

Re: DCU FICO UP!


PSouz wrote:

probably not the right place to post about your score, but congrats


Huh??????

 

 

Anyway, mine is up 13 pts to 705.  I am taking big hits from the new accounts.  Oh well another couple of months and it should be back to where it was as long as my util. stays low Smiley Happy.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 6 of 17
Moderator Emerita

Re: DCU FICO UP!

My Dh's score is down from 715 to 690. Three new cards plus their inq's from our mini-app spree. 😕
Message 7 of 17
New Contributor

Re: DCU FICO UP!

Up 48pts to 752!!! Smiley Very Happy Smiley Very Happy Smiley Very Happy  A few CLI's and util drop to 9% made a huge difference.

April 2013 FICO Scores
Experian - 709 Chase Freedom Pull
Equifax - 788 BofA MLB Rewards Pull
Trans Union - 778 (GE Money Bank CLI scores)

In the Garden until at least 2014 to let the new accounts age and HP's fall off. 800 club here I come...
Message 8 of 17
Contributor

Re: DCU FICO UP!

up 5 to 646 ... don't think my new auto loan is reporting yet Smiley Wink

EX 690 (Credit.com 6/14) | EQ 673 (DCU 6/14) | TU 705 (Walmart 7/14)

BofA BB Rewards 4000 | Walmart Discover 4000 | AMEX BCE 3400 | DCU Visa Platinum 3200 | Affinity Plus Visa Rewards 3000 | Capital One Cash Rewards 1500 | NTB Card 700


Message 9 of 17
Regular Contributor

Re: DCU FICO UP!


PSouz wrote:

probably not the right place to post about your score, but congrats


Thanks for the congrats! This is were we usually post about either Wallmart/DCU FICO scores, unless something that has changed that im not aware of!

 

Smiley Surprised


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Message 10 of 17