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DCU Free EQ FICO

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Mellon
Established Contributor

DCU Free EQ FICO

it appears DCU has relaxed the EQ FICO requirement.. now you just need checking.. they are sending invites to sign up via the account manager. Got my invite and signed up!!

Message 1 of 12
11 REPLIES 11
gdale6
Moderator Emeritus

Re: DCU Free EQ FICO

Yes it takes checking/savings or credit/savings

Message 2 of 12
NotUsher
Contributor

Re: DCU Free EQ FICO

Thanks for the notice. Drapped a checking/savings combo just now. I'll gladly park a little cash for the EQ Fico.


Message 3 of 12
clocktick
Valued Contributor

Re: DCU Free EQ FICO

please keep us updated!  I read last week on their site that you need more than just the basic checking/savings.  If not, that'd be great!

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Message 4 of 12
TravellingNomad
Established Contributor

Re: DCU Free EQ FICO

according to their website it now only takes a checking acct tonget a fico score

https://www.dcu.org/account-services/FICO.html

Message 5 of 12
heehawheehaw
Valued Member

Re: DCU Free EQ FICO

Does DCU do a HP when you apply for an account?  Wouldn't mind sacraficing one for the free EQ Fico, but I would really like to know which creditor they pull, if they do.


| Amazon Visa [$500] Oct '08 | Amazon Store [$4.8k] Nov '10 | WF College CB Visa [$600] May '11 |
| Fidelity AMEX [$5k] Oct '12 | BCE AMEX [$7.3k] Dec '12 | Chase Freedom VS [$5k] Jan '13| Discover IT [$3.5k] Jul '13 |
| CSP [$5k] Oct '13 | Barclay Arrival [$9k] Dec '13 | AMEX Everyday [$5k] Dec '14 | SFFCU Visa [$10k] Jan '15 |
EQ: 705/785 (VS 3.0), TU (Discover+Barclay): 757, EX (CS): 816. Its Garden Time! (1/19/15)
Message 6 of 12
TravellingNomad
Established Contributor

Re: DCU Free EQ FICO


@heehawheehaw wrote:

Does DCU do a HP when you apply for an account?  Wouldn't mind sacraficing one for the free EQ Fico, but I would really like to know which creditor they pull, if they do.


 

yes..hp for membership. if you want to app for their cc/loans the same time, its another hp based on info from the boards. data points also say they are an EQ puller.

 

i just finished  signing up DW and i for a joint checking and savings just for the EQ fico score. now its a wait for the welcome packet and other info to access account online Smiley Happy

Message 7 of 12
-Wade-
Valued Contributor

Re: DCU Free EQ FICO

Can anyone join? 

thanks wade

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 8 of 12
TravellingNomad
Established Contributor

Re: DCU Free EQ FICO


@Wade64 wrote:

Can anyone join? 

thanks wade


being a CU, they have their list of people that is able to join. but then again, they will gladly take a $10 donation to an organization. this donation will make you eligible. you just select the donation eligibility on the app. the last step of the app is funding your selected acct. this will also itemized the donation. you either fund with debit/cc or ACH transfer.

Message 9 of 12
clocktick
Valued Contributor

Re: DCU Free EQ FICO

Thanks, Travelling! 

 

It literally changed from when I checked under a week ago!  Check out message 9:

 

http://ficoforums.myfico.com/t5/Credit-Cards/Free-EQ-score/m-p/2767927#M789981

 

In any case, now I'm going to go for it...thanks again!

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Message 10 of 12
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