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DCU MEMBERSHIP & VISA APPROVAL TIME?

Established Contributor

DCU MEMBERSHIP & VISA APPROVAL TIME?

I kinda went about the approval process Z to A,  instead of A to Z. When speaking to a rep at DCU, he suggested that I apply for the visa card before apping for the membership just to check out a potential offer. I was approved for the credit card right off but I'm curious to know how long does it take to be approved for the membership? Anyone knows? 

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 1 of 7
6 REPLIES
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Valued Contributor

Re: DCU MEMBERSHIP & VISA APPROVAL TIME?

Should be pretty quick and instant, I suppose they can't use the same HP for membership eh?

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 2 of 7
Valued Contributor

Re: DCU MEMBERSHIP & VISA APPROVAL TIME?

It tooik me almost 10 days to actually get my membership approved even though my card was approved within an hour. 

Starting a whole new chapter
Message 3 of 7
Established Contributor

Re: DCU MEMBERSHIP & VISA APPROVAL TIME?


Jutz wrote:

Should be pretty quick and instant, I suppose they can't use the same HP for membership eh?


I wish they would but I do see two pulls on my credit report from DCU but from different departments and on the same date. I wonder if they would erase one of those pulls?

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 4 of 7
Established Contributor

Re: DCU MEMBERSHIP & VISA APPROVAL TIME?


sccredit wrote:

It tooik me almost 10 days to actually get my membership approved even though my card was approved within an hour. 


Thank you for that info.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 5 of 7
Valued Contributor

Re: DCU MEMBERSHIP & VISA APPROVAL TIME?


MountainHiker wrote:

Jutz wrote:

Should be pretty quick and instant, I suppose they can't use the same HP for membership eh?


I wish they would but I do see two pulls on my credit report from DCU but from different departments and on the same date. I wonder if they would erase one of those pulls?


They won't erase either of them...I tried!

Starting a whole new chapter
Message 6 of 7
Established Contributor

Re: DCU MEMBERSHIP & VISA APPROVAL TIME?


sccredit wrote:

MountainHiker wrote:

Jutz wrote:

Should be pretty quick and instant, I suppose they can't use the same HP for membership eh?


I wish they would but I do see two pulls on my credit report from DCU but from different departments and on the same date. I wonder if they would erase one of those pulls?


They won't erase either of them...I tried!


Thanks buddy.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 7 of 7