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Established Contributor
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Registered: ‎08-07-2012
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DCU MEMBERSHIP & VISA APPROVAL TIME?

I kinda went about the approval process Z to A,  instead of A to Z. When speaking to a rep at DCU, he suggested that I apply for the visa card before apping for the membership just to check out a potential offer. I was approved for the credit card right off but I'm curious to know how long does it take to be approved for the membership? Anyone knows? 

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
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Registered: ‎05-10-2012
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Re: DCU MEMBERSHIP & VISA APPROVAL TIME?

Should be pretty quick and instant, I suppose they can't use the same HP for membership eh?

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
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Re: DCU MEMBERSHIP & VISA APPROVAL TIME?

It tooik me almost 10 days to actually get my membership approved even though my card was approved within an hour. 

Never take credit personally

Amex BCP $24,900; Chase Sapphire Preferred $24,200; Chase Marriott $20,000; Discover It $12,500; Chase Ink Cash $15,000; Chase Slate $13,500; Citi TYP $12,900; Capital One Venture $15,000; Amex SPG Biz $3,000; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $8,000; Care Credit $6,000; Penfed Platinum Sig $16,000; Barclay Arrival Plus WEMC $15,000; US Bank PLOC Overdraft $1,500; US Bank Perks+ Visa Signature $8,600; US Bank Edge Rewards Business $10,000; PenFed PLOC $5,000

Established Contributor
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Re: DCU MEMBERSHIP & VISA APPROVAL TIME?


Jutz wrote:

Should be pretty quick and instant, I suppose they can't use the same HP for membership eh?


I wish they would but I do see two pulls on my credit report from DCU but from different departments and on the same date. I wonder if they would erase one of those pulls?

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Established Contributor
Posts: 651
Registered: ‎08-07-2012
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Re: DCU MEMBERSHIP & VISA APPROVAL TIME?


sccredit wrote:

It tooik me almost 10 days to actually get my membership approved even though my card was approved within an hour. 


Thank you for that info.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
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Posts: 1,252
Registered: ‎09-14-2012
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Re: DCU MEMBERSHIP & VISA APPROVAL TIME?


MountainHiker wrote:

Jutz wrote:

Should be pretty quick and instant, I suppose they can't use the same HP for membership eh?


I wish they would but I do see two pulls on my credit report from DCU but from different departments and on the same date. I wonder if they would erase one of those pulls?


They won't erase either of them...I tried!

Never take credit personally

Amex BCP $24,900; Chase Sapphire Preferred $24,200; Chase Marriott $20,000; Discover It $12,500; Chase Ink Cash $15,000; Chase Slate $13,500; Citi TYP $12,900; Capital One Venture $15,000; Amex SPG Biz $3,000; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $8,000; Care Credit $6,000; Penfed Platinum Sig $16,000; Barclay Arrival Plus WEMC $15,000; US Bank PLOC Overdraft $1,500; US Bank Perks+ Visa Signature $8,600; US Bank Edge Rewards Business $10,000; PenFed PLOC $5,000

Established Contributor
Posts: 651
Registered: ‎08-07-2012
0

Re: DCU MEMBERSHIP & VISA APPROVAL TIME?


sccredit wrote:

MountainHiker wrote:

Jutz wrote:

Should be pretty quick and instant, I suppose they can't use the same HP for membership eh?


I wish they would but I do see two pulls on my credit report from DCU but from different departments and on the same date. I wonder if they would erase one of those pulls?


They won't erase either of them...I tried!


Thanks buddy.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured

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