Re: I would like to join DCU, need some help..

09Lexie · ‎03-18-2013

@rushx2112

How long did it take to get your card? And were you already a member?

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rushx2112 · ‎03-18-2013

@09Lexie wrote:
@rushx2112

How long did it take to get your card? And were you already a member?

Apped CC/Membership Feb 24, approved the next day

WarJar101 · ‎03-18-2013

Technically, after today would be one business day. Hopefully, I'll get a response tomorrow. A good one at that. I got approve for the CC which means I am who I say I am. If they hit me with that we for some can't verify your identity, I'm gonna fight tooth and nail until they do. Raise hell until heaven falls! I refuse to waste an INQ over idiocy! When i call early in the morning, I'll see what they say, the only negative news I want to hear is that it's still pending review at most...

Rebuilding...been out of the game for a minute. Now, after suffering I'm back with greater wisdom. Scores: Currently @ around 6 teens to 20's, across all three EQ,TU, EX

09Lexie · ‎03-18-2013

I hope it works out WarJar. FWIW, they have been known (recently ) to deny membership after the cc was approved. I don't know why but that is why I always warn people to get the membership approved before apping. It will suck if they approve you on a CC and you never get it over a denied membership.

Again, I wish you the best.

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WarJar101 · ‎03-19-2013

Still pending review right now currently, they said if they need anything else they'll contact me. They said I should hear something by the end of the day.

Rebuilding...been out of the game for a minute. Now, after suffering I'm back with greater wisdom. Scores: Currently @ around 6 teens to 20's, across all three EQ,TU, EX

WarJar101 · ‎03-19-2013

Latest I should be getting a response is on Thursday, but I think they were processing my app today according to another CSR I called later so it might be even tomorrow (Wednesday). I sent these guys my paystub and they're still asking for one, smh. Keep your fingers crossed!

Rebuilding...been out of the game for a minute. Now, after suffering I'm back with greater wisdom. Scores: Currently @ around 6 teens to 20's, across all three EQ,TU, EX

09Lexie · ‎03-19-2013

For some reason their membership department has been really tough lately. I wish you luck!

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dddewdrop · ‎03-20-2013

DCU is a hard pull when you join. I started the process over the phone and was told to give a 10 dollar donation to some charity to become eligible. I did that. I am a mass resident but the nearest DCU branch is not close. It is like 2 hours away so I figured if I really had porblems joining, I would make a pilgrimage to a branch. As it worked out, it was relatively easy to join. Someone told me that they look for a minimum fico score of 580 to join but that is just rumour.

Link to my Rebuild Log

zerobacan · ‎03-20-2013

any updates?

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jsickz32 · ‎03-20-2013

To those people thinking about joining DCU and apping for their CC. App for membership first, wait for welcome package that includes your member # and then app for the CC.
You have more chances of being approved and chances of a bigger starting CL. I was told this by a CSR when i called.

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DCU Pending #2 [Membership + CC App]