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Frequent Contributor
WarJar101
Posts: 341
Registered: ‎08-14-2012
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Re: I would like to join DCU, need some help..


09Lexie wrote:
Good luck WarJar. I hope everything goes well for you. Not to be Debbie Downer but some (recently) have been approved for loan products but not the membership. Obviously until your membership is activated they will be a delay on your cc.

If I were you- I would take care of any membership issues ASAP.

Again, Good luck.

Thanks Lexie. I don't happen to have a utility bill in my name, since I live with parents currently. Cell phone bill also not in my name, even though I pay for it though. Are there other documents that could take the place of the utility bill?

Cap One Platinum MC $2.5k CL (08/12)
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Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
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Established Contributor
Pilotdude
Posts: 955
Registered: ‎02-02-2013
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Re: I would like to join DCU, need some help..


09Lexie wrote:
@ PilotDude

DCU is a fully insured CU -NCUA - only banks, savings and loans are FDIC.

Yes, they will pull EQ for membership AND loan products.

Thanks Lexie! :smileyhappy:


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
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09Lexie
Posts: 26,016
Registered: ‎09-13-2012
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Re: I would like to join DCU, need some help..

@ WarJar

You will have to ask them. Identity verification has been there big sticking point on denying membership. I'm sure they will or should have options for you.
Frequent Contributor
WarJar101
Posts: 341
Registered: ‎08-14-2012
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Re: I would like to join DCU, need some help..

They sent an email to me regarding the documents I would need to send in. I scanned pretty much everything a paystub (from january), my job ID, my passport, my SSN, my DL. All just sent. Hopefully, I get a response early in the morning with some great news and no BS. Pray for me!

Cap One Platinum MC $2.5k CL (08/12)
Citi Forward Student Visa Card $1.5k CL (09/12)
Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
AMEX PRG NPSL (03/13), AMEX Gold Delta Skymiles 2k (03/13)
Walmart Credit Card $1.5k (03/13)
TU: 687 FICO (3/13) | EX: 692 Lender Pull (3/13) | EQ: 678 (4/1/13)
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09Lexie
Posts: 26,016
Registered: ‎09-13-2012
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Re: I would like to join DCU, need some help..

Frequent Contributor
WarJar101
Posts: 341
Registered: ‎08-14-2012
0

Re: I would like to join DCU, need some help..

Thanks. I just hope I didn't come out the garden for no reason. I just figured why not get both free EQ and TU score first before I completely settled down for the next 6 to 7 months. Ahh well, I'll keep you guys posted.

Cap One Platinum MC $2.5k CL (08/12)
Citi Forward Student Visa Card $1.5k CL (09/12)
Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
AMEX PRG NPSL (03/13), AMEX Gold Delta Skymiles 2k (03/13)
Walmart Credit Card $1.5k (03/13)
TU: 687 FICO (3/13) | EX: 692 Lender Pull (3/13) | EQ: 678 (4/1/13)
Frequent Contributor
WarJar101
Posts: 341
Registered: ‎08-14-2012
0

Re: I would like to join DCU, need some help..

Approved for the CC @ 2k. I was hoping for a greater limit. :smileymad:

 

All that's left is the membership application, that's pending review, they're still processing everything from over the weekend I guess.

Cap One Platinum MC $2.5k CL (08/12)
Citi Forward Student Visa Card $1.5k CL (09/12)
Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
AMEX PRG NPSL (03/13), AMEX Gold Delta Skymiles 2k (03/13)
Walmart Credit Card $1.5k (03/13)
TU: 687 FICO (3/13) | EX: 692 Lender Pull (3/13) | EQ: 678 (4/1/13)
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
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Re: DCU Pending #2 [Membership + CC App]

Congrats!
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OwNt
Posts: 62
Registered: ‎10-07-2007
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Re: I would like to join DCU, need some help..


WarJar101 wrote:

Approved for the CC @ 2k. I was hoping for a greater limit. :smileymad:

 

All that's left is the membership application, that's pending review, they're still processing everything from over the weekend I guess.


I hope you have good luck joining.

 

DCU is one of the few CU's I am aware of who routinely decline membership.

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Total: $300,000+ in lines.
Established Contributor
Pilotdude
Posts: 955
Registered: ‎02-02-2013
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Re: I would like to join DCU, need some help..

Good luck on the membershipt and grats on the card!! :smileyhappy:


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000

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