03-18-2013 09:49 AM
I probably got the low limit due to my limits being within that range, and my relatively young credit profile. Thanks guys!
03-18-2013 10:23 AM
Oh I forgot to ask them, they didnt tell me. You think they would mind if I called them back for it?
03-18-2013 10:42 AM
Not yet, I applied at midnight last night. I got approved for 11.5% APR for the card though? Good or bad? It's the lowest APR of any of my cards right now.
03-18-2013 10:47 AM
03-18-2013 12:33 PM
Please keep us updated on membership status - I'm curious about this. I was one of the ones they denied membership to because of problems with verifying my identity even though I sent them my DL, SSC, paystub and utility bill and everything matched with my CR. I had even gotten an instant approval for a CC with a $7500 CL and told me they would send it as soon as I had my membership number. I really wanted a CU membership but don't have any local ones in my area and was bummed out that they wouldn't approve my membership.
03-18-2013 08:51 PM
Man this is making it hard not to app. I said nothing until my derogs fall of this summer. Got to stick to it.....
I have no derogs at all, just a few INQs on EQ. Postivie credit history on my side for the last 7 months. So I see no reason to decline me. I'll be calling them on Tuesday to follow up, and Wednesday if I get nothing prior.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.