Starting Score: 530 (EQ) 03-2012
Yea sorry about that jbunton and I would pissed if that happened to me. For every 100 people that rave about a CC there is always at least one person whose experience doesn't match the others. Maybe its the luck of which u/w you get, but I know how you feel being on the other end of the stick because I have been there myself with other CC's. Maybe you could try to recon again and hopefully get someone else who will listen to you. As for inquiries their stupid system should have caught that first instead of giving you an instant approval and that's what I'd be basing my discussion on as well as your credit history.
The DL issue other people have run into. That's when they have issues verifying your address. Be prepared to send in utility bills stating that address as well, as others have had.
For me, I applied for membership online and got my member number. I then applied for the auto loan online and used my member number in the field. I called in an hour later and got approved (660 EQ). While on the phone with the loan servicing dept, they offered me the VISA, which I had planned on going after as well. She added that account to my pending loans section and told me to upload my paystub there as well. I did, and it was funded within 12 hours, I'm currently waiting on it in the mail. As far as my auto loan goes, I uploaded my paystubs right away, then yesterday uploaded the purchase and sales agreement from the dealer yesterday. I just received the check today.
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