DCU Platinum Visa Rates vs. Scores

[09Lexie]

Thanks for the update! Wonder if you can use the same HP for a CLI?

[lhcole77]

This is a great thread!

Thank you all for the info. I will remember this when I come out of the garden in 2014.

[zyzzus]

---

@09Lexie wrote:
Thanks for the update! Wonder if you can use the same HP for a CLI?

---

I like the way you think Lexie!

I will find out and update you

[09Lexie]

Sounds like a plan!

[CS800]

Just a heads up. With DCU the same HP can be used for any products up to 30 days. That's what I was told last year when I did a refi on two cars and got a credit card also.

[09Lexie]

Then is it possible to ask for a CLI and APR reduction to avoid the $50 fee?

[CS800]

---

@09Lexie wrote:
Then is it possible to ask for a CLI and APR reduction to avoid the $50 fee?

---

Pretty sure it is. What's your APR right now?

I have the rewards card and my APR is around 11 something

[09Lexie]

@CS800

I have the non-rewards cc @ 9.5%

[WhiteCollar]

This is all good info to know as I plan to join DCU in a year once I have less inqs on my EQ report.

[zyzzus]

I pulled the trigger.  Plat rewards $12,000 limit @ 9.5

I believe the way to adjust the limit would be to request a CLI and then also a reduction at the same time

<3