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@09Lexie wrote:
I was told a yr, that it used to be more frequent but the changed it recently. Hopefully, they will change it back! I don't know if its a sp -
I got their CC in Dec '12 and got a message that they approved me for an increase in March of '13. They doubled my limit from 5 to 10K.
Edit: Its nota SP. They will HP EQ for an increase.
@09Lexie wrote:
@Kaustic
So, they sent you a message it was approved without you asking for it and it was a HP?
It was an invite to apply for a pre-approval increase "of up to 10K". I took them up on their offer and got the double CLI and the HP to go with it.
FINALLY got my FICO from DCU
At 714... I guess I'll wait a bit
Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000 | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000 | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 | Freedom Unlimited- $7,000 | Blispay- $12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate- $25,000
9.5% Love DCU & there Rates! Joined back in Dec 2012 and got a Platinum card with $1500 limit! Refi my Car from 9.5%(Cap 1) to 1.99% in April and asked for a CLI and got 5k!! I'm planning to buy a house in Feb so after that is done I'll request an increase to 10k as the Rep told me I should be ok to get that Increase after 1 year!! Only thing i wish they would update is there Online banking!! and the icing on the cake is the free FICO
Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000 | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000 | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 | Freedom Unlimited- $7,000 | Blispay- $12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate- $25,000
@zyzzus wrote:
Does anyone know if the rate is adjustable (downward) after approval? I am wanting to take the pre-approval for the credit card offers in addition to my vehicle loan. 12k sounds good at 9.5 but would like the lowest
I spoke to a DCU rep this morning who clarified my question.
DCU REP.: If your credit score increases after the Visa is opened you can request that your credit report is pulled to determine if we are able to lower your rate. There is a $50 fee charged for this.
Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000 | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000 | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 | Freedom Unlimited- $7,000 | Blispay- $12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate- $25,000