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09Lexie
Posts: 25,278
Registered: ‎09-13-2012
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Re: DCU Platinum Visa Rates vs. Scores

Thanks for the update! Wonder if you can use the same HP for a CLI? :smileywink:
Valued Contributor
lhcole77
Posts: 1,116
Registered: ‎09-18-2012
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Re: DCU Platinum Visa Rates vs. Scores

This is a great thread!

 

Thank you all for the info. I will remember this when I come out of the garden in 2014.




EX08 FICO 738. EQ08 FICO 725. TU08 FICO 742.
Established Contributor
zyzzus
Posts: 538
Registered: ‎10-22-2012
0

Re: DCU Platinum Visa Rates vs. Scores


09Lexie wrote:
Thanks for the update! Wonder if you can use the same HP for a CLI? :smileywink:

I like the way you think Lexie!

 

I will find out and update you :smileyhappy:

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 (I know what an odd limit) | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $7,500 | Amex EveryDay - $10,000  | Citi DoubleCash - $4,600

Moderator
09Lexie
Posts: 25,278
Registered: ‎09-13-2012
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Re: DCU Platinum Visa Rates vs. Scores

Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008
0

Re: DCU Platinum Visa Rates vs. Scores

Just a heads up. With DCU the same HP can be used for any products up to 30 days. That's what I was told last year when I did a refi on two cars and got a credit card also.




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09Lexie
Posts: 25,278
Registered: ‎09-13-2012
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Re: DCU Platinum Visa Rates vs. Scores

Then is it possible to ask for a CLI and APR reduction to avoid the $50 fee?
Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008
0

Re: DCU Platinum Visa Rates vs. Scores

[ Edited ]

09Lexie wrote:
Then is it possible to ask for a CLI and APR reduction to avoid the $50 fee?

Pretty sure it is. What's your APR right now?

 

I have the rewards card and my APR is around 11 something




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09Lexie
Posts: 25,278
Registered: ‎09-13-2012
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Re: DCU Platinum Visa Rates vs. Scores

Frequent Contributor
WhiteCollar
Posts: 309
Registered: ‎04-07-2012
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Re: DCU Platinum Visa Rates vs. Scores

This is all good info to know as I plan to join DCU in a year once I have less inqs on my EQ report.

Established Contributor
zyzzus
Posts: 538
Registered: ‎10-22-2012
0

Re: DCU Platinum Visa Rates vs. Scores

I pulled the trigger.  Plat rewards $12,000 limit @ 9.5

 

I believe the way to adjust the limit would be to request a CLI and then also a reduction at the same time

 

<3

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 (I know what an odd limit) | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $7,500 | Amex EveryDay - $10,000  | Citi DoubleCash - $4,600


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