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This is a great thread!
Thank you all for the info. I will remember this when I come out of the garden in 2014.
@09Lexie wrote:
Thanks for the update! Wonder if you can use the same HP for a CLI?
I like the way you think Lexie!
I will find out and update you
Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000 | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000 | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 | Freedom Unlimited- $7,000 | Blispay- $12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate- $25,000
Just a heads up. With DCU the same HP can be used for any products up to 30 days. That's what I was told last year when I did a refi on two cars and got a credit card also.
@09Lexie wrote:
Then is it possible to ask for a CLI and APR reduction to avoid the $50 fee?
Pretty sure it is. What's your APR right now?
I have the rewards card and my APR is around 11 something
This is all good info to know as I plan to join DCU in a year once I have less inqs on my EQ report.
I pulled the trigger. Plat rewards $12,000 limit @ 9.5
I believe the way to adjust the limit would be to request a CLI and then also a reduction at the same time
<3
Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000 | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000 | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 | Freedom Unlimited- $7,000 | Blispay- $12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate- $25,000