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DCU - Quick and easy

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DigitalArk
Valued Contributor

Re: DCU - Quick and easy

Congrats! DCU pulled ChexSystems and EQ for my membership. Smiley LOL

Message 11 of 19
09Lexie
Moderator Emerita

Re: DCU - Quick and easy

@DigitalArk

Most CUs and banks will pull chexsystems. It's also very common for CUs to do a hp
Message 12 of 19
SPreb
Regular Contributor

Re: DCU - Quick and easy


@09Lexie wrote:
Good choice. IMO their rewards Visa is meh. The rates on the non-rewards are much better. May I ask your rate?

@Anonymous of 7.5k @ 9.5%.


Starting Score: 620 Current Score: 709 Goal Score: 720
Gardening from 9/28/2013. Target: March 2014
Message 13 of 19
SPreb
Regular Contributor

Re: DCU - Quick and easy

Called CSR again to find out when I would get my card. She said that they would ship it out today! That's pretty fast.

Starting Score: 620 Current Score: 709 Goal Score: 720
Gardening from 9/28/2013. Target: March 2014
Message 14 of 19
injustifiiable
Valued Contributor

Re: DCU - Quick and easy

I guess they do two separate pulls???

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 15 of 19
SPreb
Regular Contributor

Re: DCU - Quick and easy

Yes. They do.

Starting Score: 620 Current Score: 709 Goal Score: 720
Gardening from 9/28/2013. Target: March 2014
Message 16 of 19
09Lexie
Moderator Emerita

Re: DCU - Quick and easy

Same rate as me! I was told the cut off for 8.5% is 730...

FWIW, my card arrived 3business days after approval and I live in CA.
Message 17 of 19
SPreb
Regular Contributor

Re: DCU - Quick and easy

3 business days is quite fast. I have never received a card in less than a week

Starting Score: 620 Current Score: 709 Goal Score: 720
Gardening from 9/28/2013. Target: March 2014
Message 18 of 19
dogblood
Established Member

Re: DCU - Quick and easy

DCU = Awesome.

 

My DW is a homemaker, they set her up with her own card to establish her credit with a nice limit(2k).  They have made my move to the US so painless -- huge +1 to these guys.




Gardening since: 09/27/2013 Goal: Golden spade
Message 19 of 19
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