I've noticed a lot of on this board have had great luck getting approval with generous credit lines from DCU, I'm curious if you have to be a member to apply? I live in Mass and DCU is based here but as far as I can tell joining is very limited to specific companies and organizations so I was just curious how so many people have succeed in gaining a Visa from them. Thanks!
anyone can get in with a $10 donation to a charity, they're a very good company that gives you free Fico 04 EQ scoring which is used by 90%+ of creditors especially for mortgages. Get in your in the area, and if you apply in person you can get in with 1 inquiry and a credit card (1 pull for membership and credit card) in person, online you can have to get 2, 1 for credit pull and 1 for credit card.
Thank you all! I guess I misunderstood the eligability requirements, I didn't realize I just had to make a donation to one of those organizations. I'd like to join because from what I can tell DCU is very customer friendly and offers extremely generous terms on loans and credit cards for its members.