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@09Lexie wrote:
@kroberts67 wrote:
@aubie1kenobie2 wrote:
@DevotionToU wrote:My experience today was the same as bonehead88's. I signed up filled in all the information. It accepted everything (including driver's license#). I answered the security questions correctly and they sent instant approval. I got a followup webpage that was the application confirmation. It laid out what to expect (dates for delivery of mail items, pin#, cards, etc.).
I was even pre-approved for an auto loan, but I did not go for that at the current time as I am working in the short term to get my score a bit higher in the next 2-3 months and will hopefully qualify for their best rate at that time.
They have a promo rate now (1.24% with DD and 675+ EQ score) and not sure how long that will last. If your EQ score is >675 and you need a car, now is a good time to do it (just my humble opinion).
To OP, sorry it is taking so long!
To get the 1.24 rate you must have your entire net check DD, not just a part of it. This is what the crabby lady told me yesterday. It would be awesome of I was misinformed. I thought it was a very odd requirement (electronic payment yes, but entire DD??) but now that I am aware they charge to ACH out it makes sense. Nonsense for us, but cents for them.
I believe you were misinformed. They woul have no idea. I know it has to be more than the loan pyt.
This is true, Lexie. I literally was told this from a rep because my APR was raise 0.5% it was supposed to be 1.99 but it's 2.49 now. Doesn't matter to me. I only had 89 going every other week just to cover the monthly payment on the loan, so mine was pretty easy to see that it wasn't the net.
Wow, this seems like alot of work for membership. I just applied on Friday and sent my DL, Today I get an e-mail to
submit my SS and proof of residence. My goal was to try an auto loan refi. but dont know now....
took a little over a week for me....submitted dl, ss card pictures, and a utility bill got membership acceptance today stick with it, its worth it to save money, i was ready to give up myself
I applied online for membership late Sat. night., emailed my DL right away and my approval email arrived today (Mon. afternoon.) I was prepared for a wait and quite surprised it took less than 48 hours, and it was over a weekend.
Update;
Called today with the "excuse" of confriming they received my doc; recieved the Welocme to DCU e-mail an
hour later. will receive the paperwork in 7-10 days
Question, is there any way to set up an online account before I receive the paperwork?
@rg23 wrote:Update;
Called today with the "excuse" of confriming they received my doc; recieved the Welocme to DCU e-mail an
hour later. will receive the paperwork in 7-10 days
Question, is there any way to set up an online account before I receive the paperwork?
You'll need your user number which they mail.
rg23 wrote:
Update;
Called today with the "excuse" of confriming they received my doc; recieved the Welocme to DCU e-mail an
hour later. will receive the paperwork in 7-10 days
Question, is there any way to set up an online account before I receive the paperwork?
I just tried the same. Hopefully it works for me. Fingers crossed! I actually have a car sitting there waiting for me at a car dealership. Contract signed and all.
Reguarding the transfer out ACH fees, do they chartge those reguardless weather you ACH is initiated from there site or a pull from another bank?
I just read the following on the DCU website, also, it says $500 a month is the minimum to qualify for the DD benefits.