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DCU membership & credit card

Established Member

Re: DCU membership & credit card

LOL 100k! Smiley Surprised

 

Im pretty impresed with DCU, given the fact I have absolutely no profile and my SSN is very very fresh - they've helped my transition to the US immensely.

 

They just called to let me know that they used the same inq to determine if I qualify for an auto loan, and offered me 25k with a decent APR.  Overall the process has been very painless, and its great knowing I have some buying power going into a dealership.

 

I think I let this and the car oan report for a while - report the bureaus and then perhaps look at diversifying my credit card line up a bit.  (looking to become Mortgage ready in 2years).

 

 




Gardening since: 09/27/2013 Goal: Golden spade
Moderator Emerita

Re: DCU membership & credit card

They will use the same cr for up to 30 days on loan products.

They mail the card really fast- got mine in 4 days.
Established Member

Re: DCU membership & credit card

I'm not based in MA though, so not sure if it will take longer getting to FL.




Gardening since: 09/27/2013 Goal: Golden spade
Moderator Emerita

Re: DCU membership & credit card

I'm in So Ca...approved on a Mon card arrived Thursday

Established Member

Re: DCU membership & credit card

Smiley Tongue




Gardening since: 09/27/2013 Goal: Golden spade
New Contributor

Re: DCU membership & credit card

im interesting in getting the membership from dcu.

 

jsut wanna double clarify somehting

 

membership: equifax pullled

 

credit card: pull equifax as well.

 

they csr lady told me tere will be 2 diff pull as well

 

guys, pls double confirm my answer is correct. 

HSBC PREMIER WORLD MASTERCARD- 12000 LIMITS, PENFED- 2500 LIMITS, DISCOVER IT- 10000 LIMITS, CHASE FREEDOM- 3500 LIMITS, USAA MASTERCARD- 6500 LIMITS, CHASE SAPPHIRE- 7000 LIMITS, AMEX BLUE CASH EVERYDAY- 8000 LIMITS, US BANKS VISA PLATINUM- 5000 LIMITS, BARCLAY REWARD- 1500 LIMITS, WELLS FARGO VISA SIGNATURE- 5000 LIMITS, NORSTORM VISA- 5000 LIMITS, SUNTRUST- 1500 LIMITS




Moderator Emerita

Re: DCU membership & credit card

@mousefai

That is correct. Did you are care of your FA issues?
New Contributor

Re: DCU membership & credit card

what do u mean by FA?

 

so if i get the membership and the card at the same time, can it be done by 1 pulll?

HSBC PREMIER WORLD MASTERCARD- 12000 LIMITS, PENFED- 2500 LIMITS, DISCOVER IT- 10000 LIMITS, CHASE FREEDOM- 3500 LIMITS, USAA MASTERCARD- 6500 LIMITS, CHASE SAPPHIRE- 7000 LIMITS, AMEX BLUE CASH EVERYDAY- 8000 LIMITS, US BANKS VISA PLATINUM- 5000 LIMITS, BARCLAY REWARD- 1500 LIMITS, WELLS FARGO VISA SIGNATURE- 5000 LIMITS, NORSTORM VISA- 5000 LIMITS, SUNTRUST- 1500 LIMITS




Established Contributor

Re: DCU membership & credit card

 

(Chase)- Freedom, CSP®, United MileagePlus® Explorer, Marriott Rewards® Premier, Penfed cash+ rewards/Promise/Defender.
Amex’s- BCE, Hilton, SPG®, PRG® and Blue®, NFCU Cash Rewards, FHB Destinations World Elite.
- Amex Centurion,(Citi) Executive/Platinum® Advantage


Alaska Airlines
Moderator Emerita

Re: DCU membership & credit card

@mousefai

FA = fraud alert

You've previously posted that your CR's have an unknown fraud alert. You wanted assistance on getting it removed.

DCU will require 2 separate HP's (1 for membership and 1 for cc's ). It is strongly suggested that you obtain membership prior to applying for a cc.