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Established Member
Posts: 57
Registered: ‎08-05-2013
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Re: DCU membership & credit card

LOL 100k! :smileysurprised:

 

Im pretty impresed with DCU, given the fact I have absolutely no profile and my SSN is very very fresh - they've helped my transition to the US immensely.

 

They just called to let me know that they used the same inq to determine if I qualify for an auto loan, and offered me 25k with a decent APR.  Overall the process has been very painless, and its great knowing I have some buying power going into a dealership.

 

I think I let this and the car oan report for a while - report the bureaus and then perhaps look at diversifying my credit card line up a bit.  (looking to become Mortgage ready in 2years).

 

 




Gardening since: 09/27/2013 Goal: Golden spade
Moderator
Posts: 27,206
Registered: ‎09-13-2012
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Re: DCU membership & credit card

They will use the same cr for up to 30 days on loan products.

They mail the card really fast- got mine in 4 days.
Established Member
Posts: 57
Registered: ‎08-05-2013
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Re: DCU membership & credit card

I'm not based in MA though, so not sure if it will take longer getting to FL.




Gardening since: 09/27/2013 Goal: Golden spade
Moderator
Posts: 27,206
Registered: ‎09-13-2012
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Re: DCU membership & credit card

I'm in So Ca...approved on a Mon card arrived Thursday

Established Member
Posts: 57
Registered: ‎08-05-2013
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Re: DCU membership & credit card

:smileytongue:




Gardening since: 09/27/2013 Goal: Golden spade
New Contributor
Posts: 142
Registered: ‎08-19-2013
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Re: DCU membership & credit card

im interesting in getting the membership from dcu.

 

jsut wanna double clarify somehting

 

membership: equifax pullled

 

credit card: pull equifax as well.

 

they csr lady told me tere will be 2 diff pull as well

 

guys, pls double confirm my answer is correct. 

HSBC PREMIER WORLD MASTERCARD- 12000 LIMITS, PENFED- 2500 LIMITS, DISCOVER IT- 10000 LIMITS, CHASE FREEDOM- 3500 LIMITS, USAA MASTERCARD- 6500 LIMITS, CHASE SAPPHIRE- 7000 LIMITS, AMEX BLUE CASH EVERYDAY- 8000 LIMITS, US BANKS VISA PLATINUM- 5000 LIMITS, BARCLAY REWARD- 1500 LIMITS, WELLS FARGO VISA SIGNATURE- 5000 LIMITS, NORSTORM VISA- 5000 LIMITS, SUNTRUST- 1500 LIMITS




Moderator
Posts: 27,206
Registered: ‎09-13-2012
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Re: DCU membership & credit card

@mousefai

That is correct. Did you are care of your FA issues?
New Contributor
Posts: 142
Registered: ‎08-19-2013
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Re: DCU membership & credit card

what do u mean by FA?

 

so if i get the membership and the card at the same time, can it be done by 1 pulll?

HSBC PREMIER WORLD MASTERCARD- 12000 LIMITS, PENFED- 2500 LIMITS, DISCOVER IT- 10000 LIMITS, CHASE FREEDOM- 3500 LIMITS, USAA MASTERCARD- 6500 LIMITS, CHASE SAPPHIRE- 7000 LIMITS, AMEX BLUE CASH EVERYDAY- 8000 LIMITS, US BANKS VISA PLATINUM- 5000 LIMITS, BARCLAY REWARD- 1500 LIMITS, WELLS FARGO VISA SIGNATURE- 5000 LIMITS, NORSTORM VISA- 5000 LIMITS, SUNTRUST- 1500 LIMITS




Established Contributor
Posts: 829
Registered: ‎04-21-2013
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Re: DCU membership & credit card

[ Edited ]
 

(Chase)- Freedom, CSP®, United MileagePlus® Explorer, Marriott Rewards® Premier, Penfed cash+ rewards/Promise.
Amex’s- BCE, Hilton and SPG®, NFCU Cash Rewards, FHB Destinations World Elite.
(Citi)- Dividends Platinum Select, Executive/Platinum® Advantage,Hawaiian Airlines World Elite


Alaska Airlines
Moderator
Posts: 27,206
Registered: ‎09-13-2012
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Re: DCU membership & credit card

@mousefai

FA = fraud alert

You've previously posted that your CR's have an unknown fraud alert. You wanted assistance on getting it removed.

DCU will require 2 separate HP's (1 for membership and 1 for cc's ). It is strongly suggested that you obtain membership prior to applying for a cc.
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