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@IECredit wrote:
Does anybody have any issues with DCU not updating correct balances on credit bureaus? I paid most of my balance early march and they still havnt reported the balance change on any credit bureaus. It seems the last update was in Feb. I'm really not liking the way DCU lags on reporting when all my other creditors normally report right after a statement cuts.
They sometimes don't report for a whole quarter. My balance on my card still reflects my January balance and I see that they have not updated.
But if you miss one payment, you bet they will get the 30 day late fast on all 3 CRA
@IECredit wrote:
Does anybody have any issues with DCU not updating correct balances on credit bureaus? I paid most of my balance early march and they still havnt reported the balance change on any credit bureaus. It seems the last update was in Feb. I'm really not liking the way DCU lags on reporting when all my other creditors normally report right after a statement cuts.
Same thing here with mine. It's still reporting the Feb $1900 balance, and it's now $0. Did not know that they sometimes only report quarterly. Will have to SD this card if that's the case.
Damn, sucks to hear they possibly only report quarterly They still have my balance from late Jan to early Feb and its down to about 3% now from 15%. Good thing I have high limits on other cards to offset that and keep me at 9% overall utilization. This news will make me think twice about using the card for any large purchases.
@09Lexie wrote:
I got approved for a Visa and I refi'd my car in early March. Of course neither is reporting ( sure would like that $10k Visa to report) based on this post can I assume it may take them a few months to report the new accounts?
I don't recall an issue with them having delayed reporting when I opened my account with them last August, so yours should report soon.
Of course, I always PIF with them until this past Feb when I allowed my balance to carry over and now they're not reporting the updated/$0 balance. Naturally...
DCU is definitely inconsistent. However if you use the online chat and notify, the agent will email a form that you can fax/email back and they can update the bureaus on demand. Of course they claim it is a "courtesy" and don't want to indulge in doing that all the time.
Mine has been reporting consistently every month, however they report the balance as of the last day of the month and not the statement balance. So I always make sure the balance is what I want on that day.