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@masscredit wrote:I woke up Tuesday morning to a suggestion on the forum to try DCU. I was denied by 3 other banks/credit uniions last Summer. I gave them a call to submit an app to refi over the phone. That was approved for 1.99% (down from 17.1). They have a branch about 40 minutes from my house so I drove there on Wednesday and took care of that along with membership, a checking account, savings account and Visa card. Everything was approved but the Visa is on hold until I take care of a tax lien. Overall it was a very, very good experience andthe people there were great to deal with.
DCU will be the bank that I goto whenever I need something!
Congrats masscredit!! That's fantastic!
Congrats DCU Hase been good to me also. An dit's awesome to be speaking to someone from the mainland.
I was just given instant approval by DCU as well! Congrats to you and thank you to all board members for the advice and contribution. What were everyone's scores hovering around when approved for CC's and loan products with DCU? Thank you for the help
I need to start recommending DCU to all of my coworkers -- we don't have a local one, but with the terms of their auto loan it sounds amazing.
My EQ was in the 660-670 range at the time of my re-fi approval. I would have also received a credit card from them but they wanted to see that I took care of one of my tax liens (the biggest one - $13.5k). That hasn't happened but my score is now 30-40 points higher. I'm going to let my auto loan relationship with them grow a little longer then maybe see if they will approve me for a credit card even though I have the iien(s).
Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000 | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000 | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 | Freedom Unlimited- $7,000 | Blispay- $12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate- $25,000
I was at 745 EQ back in January. Instant approval $10k.
I may re-fi my '13 Harley Davidson with them...currently at 8% with Harley financing (Eaglemark bank or something or other).