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Contributor
quarius
Posts: 139
Registered: ‎08-18-2012
0

Re: DCU scores are up

Merrick bank also has free fico if u go paperless, just found out about it now its time for me to cancel the fico im paying monthly for.

 

{NFCU-25k}{Saphire-15k}{Duck-15k}{BOA-12k}{DCU-10k}{Slate-7200}{Simplicity-$7200}{USAA-6k}{DiscoverIT-5k}{CitiTY-$4100}{AmexBCE-$3500}{Venture-$3000}{WalmartDisc-$2600}{Merrick-$1200}{AmazonVisa-$1650}{Cap1-$600}
1/1/14 [Experian-Fico 747][TU-Fico744][Equifax-Fico766]
Valued Contributor
kevinjjc
Posts: 1,375
Registered: ‎01-14-2009
0

Re: DCU scores are up


quarius wrote:

Merrick bank also has free fico if u go paperless, just found out about it now its time for me to cancel the fico im paying monthly for.

 


Interesting. Subprime lender?

Established Contributor
TNTransplant
Posts: 772
Registered: ‎01-03-2012
0

Re: DCU scores are up


kevinjjc wrote:

TNTransplant wrote:

kevinjjc wrote:

Thanks for the replies! So I need to have either the Checking Plus or Relationship Checking to qualify for the free FICO? I read some posts in other forums that some people just have a DCU savings account and still get the free FICO. Maybe the rules have changed.


I've also read that some are getting the free FICO with just the savings account.  I was worried that I wouldn't, so I actually applied for the Visa card (whim, not thinking I would get approved), as you can also get the free score with one of their credit cards.  Got a pending notice that changed to approved in about one hour, with a good limit/good APR.  So far I really like them, and the free monthly score is a great bonus.


I'm willing to open a checking and savings account, but I don't want a DCU credit card.


Well, can't help you there, as I only have the CC to reference.  Good luck with whatever you decide, and post back so that we all know the outcome (i.e. Free Fico with just a savings).


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Valued Contributor
kevinjjc
Posts: 1,375
Registered: ‎01-14-2009
0

Re: DCU scores are up


jsickz32 wrote:
When I first joined I only had shares account and was receiving my free FICO score. Now I have DCU platinum

Do you also have a DCU checking account?

Valued Contributor
kevinjjc
Posts: 1,375
Registered: ‎01-14-2009
0

Re: DCU scores are up


TNTransplant wrote:

kevinjjc wrote:

TNTransplant wrote:

kevinjjc wrote:

Thanks for the replies! So I need to have either the Checking Plus or Relationship Checking to qualify for the free FICO? I read some posts in other forums that some people just have a DCU savings account and still get the free FICO. Maybe the rules have changed.


I've also read that some are getting the free FICO with just the savings account.  I was worried that I wouldn't, so I actually applied for the Visa card (whim, not thinking I would get approved), as you can also get the free score with one of their credit cards.  Got a pending notice that changed to approved in about one hour, with a good limit/good APR.  So far I really like them, and the free monthly score is a great bonus.


I'm willing to open a checking and savings account, but I don't want a DCU credit card.


Well, can't help you there, as I only have the CC to reference.  Good luck with whatever you decide, and post back so that we all know the outcome (i.e. Free Fico with just a savings).


Thanks! I will make sure to post back...will probably just open a checking and savings account.

Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: DCU scores are up

@kevinjjc
No I opened with $50 sharing/savings and had that for 2 months. And during those 2 months I was gettin my fico score
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
kevinjjc
Posts: 1,375
Registered: ‎01-14-2009
0

Re: DCU scores are up


jsickz32 wrote:
@kevinjjc
No I opened with $50 sharing/savings and had that for 2 months. And during those 2 months I was gettin my fico score

Thanks for the info. I'm looking forward to the free Equifax FICO from DCU.


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