Credit Cards Center Credit cards from our partners
Reply
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: DCU?

Unfortunately with DCU it doesn't matter if you are a member first or get approved for their credit/loan products first- they will HP you twice.  

Highlighted
Regular Contributor
Posts: 134
Registered: ‎07-07-2011
0

Re: DCU?

[ Edited ]

racer-x wrote:

I was instantly approved online for their VISA, then went through the membership process and I was pulled again.

 

It didn't work for me as far as apping lst then membership, and I'm not so sure that it ever did.

 


 When I opened my savings account, I had an instant approval for a 25K auto loan. I had to app for the credit card and got a 7500 limit(which is my highest)in a few days. They wanted copy's of DL and SSN card. I had to apply for a dup SSN card, and so the process took a few weeks. In the end it worked out. I like the fact that you can deposit an image of a check right into your account with the mobile app(Like BOA).(Yes it waa two hard pulls).

 


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.