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Moderator
09Lexie
Posts: 25,939
Registered: ‎09-13-2012
0

Re: DCU?

Unfortunately with DCU it doesn't matter if you are a member first or get approved for their credit/loan products first- they will HP you twice.  

Regular Contributor
jagshere
Posts: 134
Registered: ‎07-07-2011
0

Re: DCU?

[ Edited ]

racer-x wrote:

I was instantly approved online for their VISA, then went through the membership process and I was pulled again.

 

It didn't work for me as far as apping lst then membership, and I'm not so sure that it ever did.

 


 When I opened my savings account, I had an instant approval for a 25K auto loan. I had to app for the credit card and got a 7500 limit(which is my highest)in a few days. They wanted copy's of DL and SSN card. I had to apply for a dup SSN card, and so the process took a few weeks. In the end it worked out. I like the fact that you can deposit an image of a check right into your account with the mobile app(Like BOA).(Yes it waa two hard pulls).

 


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k



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