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DENIED Dell Credit Card

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tray
Valued Contributor

DENIED Dell Credit Card

Hi everyone well today is tax holiday for the state of MA, had my eye on the dell xps 27 16gb all in one computer apparently majority of electronic stores like best buy sold out of this computer I researched read all the horror stories about this credit card, but I went against my better judgement as this card is offering 12 month 0 apr financing, well went ahead with the app and was denied, pulled ex only, well maybe a blessing in disguise, I just ended up using venture card.  I thought Web Bank was an easy card to get, oh well it shows time to garden.....


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Message 1 of 6
5 REPLIES 5
Closingracer99
Valued Contributor

Re: DENIED Dell Credit Card

Maybe 2 many accounts opened recently or high balances? baddies?


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 2 of 6
Creditaddict
Legendary Contributor

Re: DENIED Dell Credit Card

wow, I thought this was a very easy card to get! sorry...

could you have paypal and use paypal credit?

Message 3 of 6
B335is
Moderator Emeritus

Re: DENIED Dell Credit Card

I would have bought a different computer. Sounds stupid but with computers, financing can be a dealbreaker for me.
Message 4 of 6
tray
Valued Contributor

Re: DENIED Dell Credit Card


@Creditaddict wrote:

wow, I thought this was a very easy card to get! sorry...

could you have paypal and use paypal credit?


I do have a paypal mastercard, but from what I know paypal does not do 0% financing that is what I was looking for...  Waiting to see what the denial letter has to say...


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Message 5 of 6
tray
Valued Contributor

Re: DENIED Dell Credit Card


@B335is wrote:
I would have bought a different computer. Sounds stupid but with computers, financing can be a dealbreaker for me.

True for me also  but while looking at alot of reviews lately it seems to be dell xps 27 is right in line with apple i mac, as to me going ahead with this failed credit attempt


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Message 6 of 6
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