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DENIED WITH 720 FICO SCORE FOR US BANK CREDIT CARD

Valued Contributor

Re: DENIED WITH 720 FICO SCORE FOR US BANK CREDIT CARD

and as for your signature, sure i can read it but that doesnt mean anything. 

i could put in there that i have an 849 fico but if i keep getting denials obviously something is fishy. 

Just My Own Honest Opinion. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 21 of 69
Valued Contributor

Re: DENIED WITH 720 FICO SCORE FOR US BANK CREDIT CARD


astritaho1979 wrote:

Not really IMO


As others have said, if you want people to understand you better, use that useful "Quote" button.

Message 22 of 69
Frequent Contributor

Re: DENIED WITH 720 FICO SCORE FOR US BANK CREDIT CARD

On contrary they actualy approve me.I just got a cli on my walmart yesterday for duble the limit and one more from paypal dubble the limit from 2 to 4k and from 3 to 6k respectively now what you have to say about that?Smiley Wink


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Message 23 of 69
Contributor

Re: DENIED WITH 720 FICO SCORE FOR US BANK CREDIT CARD

There are quite a few douchebags/tools around these forums. Good luck to the OP
current cards
WM store
Cap1 platinum
WF secured
Amazon Chase Smiley Happy
Gardening since 12/20/2012
Message 24 of 69
Highlighted
Valued Contributor

Re: DENIED WITH 720 FICO SCORE FOR US BANK CREDIT CARD


astritaho1979 wrote:

On contrary they actualy approve me.I just got a cli on my walmart yesterday for duble the limit and one more from paypal dubble the limit from 2 to 4k and from 3 to 6k respectively now what you have to say about that?Smiley Wink


congrats on that like i posted on your other thread. 

but eventually cc issuers will all be the same. 

as someone else said just like with your citi thread 

if a company doesn't want to do business with you dont do business with them. 

dont make your credit profile worse by applying for all these cards. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 25 of 69
Frequent Contributor

Re: DENIED WITH 720 FICO SCORE FOR US BANK CREDIT CARD

Your absolutly right about that and yea thanks for the reply


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Message 26 of 69
Frequent Contributor

Re: DENIED WITH 720 FICO SCORE FOR US BANK CREDIT CARD

This story just keeps getting more and more interesting. 

 

 

I think this thread will be heading like all other threads the OP starts. Locked and Under Review. 

Message 27 of 69
Valued Contributor

Re: DENIED WITH 720 FICO SCORE FOR US BANK CREDIT CARD


CC365 wrote:

This story just keeps getting more and more interesting. 

 

 

I think this thread will be heading like all other threads the OP starts. Locked and Under Review. 




 

Can I get extra butter with my popcorn please


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 28 of 69
Valued Contributor

Re: DENIED WITH 720 FICO SCORE FOR US BANK CREDIT CARD


chnceit wrote:

CC365 wrote:

This story just keeps getting more and more interesting. 

 

 

I think this thread will be heading like all other threads the OP starts. Locked and Under Review. 




 

Can I get extra butter with my popcorn please


It gets rather amusing. His signature keeps changing and he can hardly keep up with his own stories.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 29 of 69
Frequent Contributor

Re: DENIED WITH 720 FICO SCORE FOR US BANK CREDIT CARD

did you just  call me a liar?


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Message 30 of 69