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@Dustink wrote:Just want to make clear that US Bank is a decent company with fair products. As long as you are responsible with your credit, they will not close your account.
Well, decent and fair for a modern bank, for example:
http://www.startribune.com/business/161158595.html?refer=y $55M settlement for cheating on overdraft fees, June 2012
http://phx.corporate-ir.net/phoenix.zhtml?c=117565&p=irol-newsArticle&ID=1771845&highlight= $80M for mortgage abuse, Jan 2013
Yes, small compared to HSBC, Barclays and Bank of America recent fines, but, except in context, not sure "decent" would apply.
Best advice for you. Stop apping, garden for a year or so. As long as your reports are clean, you will be good to go.
Look i am working on getting my credit profile here on the forum updated and i have no clue why that 500 was in there and thats why was updated
My credit its been up and down in the past 3 years due to a lot of facts like they lost my file at certen time and the file was all split on equifax and transunion
Clearly the situation as far as credit reporting agencies goes has not been so good at recording credit records properly
I have a good reason to believe what i believe when i say about certen lenders.You and alot of other here dont have to agree with me but everyone has to ristrain them selfs from making unfrendly coments here.
yes i did but what that got to do with what i just say.You are all over my case.Why is that
@astritaho1979 wrote:Look i am working on getting my credit profile here on the forum updated and i have no clue why that 500 was in there and thats why was updated
My credit its been up and down in the past 3 years due to a lot of facts like they lost my file at certen time and the file was all split on equifax and transunion
Clearly the situation as far as credit reporting agencies goes has not been so good at recording credit records properly
I have a good reason to believe what i believe when i say about certen lenders.You and alot of other here dont have to agree with me but everyone has to ristrain them selfs from making unfrendly coments here.
errr no offense but I think your 3 baddies at one point may have also contributed...just sayin'
Do u even know how credit scores work.
Number 1 if your maxd out your score goes down
Number 2 if the credit agencies loose your trade line and yea they did your score goes down
Number 3 if you opened too many accounts at once your score goes down.hello?
I hope u understand now why the score was low for
Thanks for clearing that out for some
@astritaho1979 wrote:yes i did but what that got to do with what i just say.You are all over my case.Why is that
Try and put yourself in the reader's place. Without using "quote", so conveniently placed on the right, we don't know what you are replying to. Makes sense?
i certenly agree with you on that.Its safe to say that some lenders dont like inq and new accounts
this thread like others is just too funny.
everyone has a right to their own opinion.
@astritaho1979. why are you getting so upset? its just the internet.
most of us are a fun, easy going, loving community. there are a couple bad apples.
yes everyone can post their own opinions but we dont have to force them down each others throats.
aka. yes they are no they are not etc....
everyone just needs to chill out.
as stated if your file is fixed i would call the recon lines and ethier explain why you have so many inq's/ new accounts or deal with it and move on. wait the year/2 years when you dont have the new accounts and apply again.
as long as you pay your bills on time and dont gain too much debt you'll be golden.
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