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Frequent Contributor
Posts: 451
Registered: ‎10-02-2011
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Re: DENIED WITH 720 FICO SCORE FOR US BANK CREDIT CARD

if you dont like what we say then dont read please.Have a good one


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Regular Contributor
Posts: 146
Registered: ‎01-05-2013
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Re: DENIED WITH 720 FICO SCORE FOR US BANK CREDIT CARD


astritaho1979 wrote:

if you dont like what we say then dont read please.Have a good one


totally not related to your original topic but was there a reason you referred to yourself as we?

 

also, which card did you apply for with them?


Last app 5/7/2014

No apps until 3/31/2016!
Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
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Re: DENIED WITH 720 FICO SCORE FOR US BANK CREDIT CARD

Just want to make clear that US Bank is a decent company with fair products. As long as you are responsible with your credit, they will not close your account.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Frequent Contributor
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Registered: ‎11-13-2012
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Re: DENIED WITH 720 FICO SCORE FOR US BANK CREDIT CARD

Comedy.  I needed a good thread to make me laugh.  Thanks.


GangnamFICO wrote:

Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.


Minor vulgarity edit --Rev



Frequent Contributor
Posts: 451
Registered: ‎10-02-2011
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Re: DENIED WITH 720 FICO SCORE FOR US BANK CREDIT CARD

Platinium rewards.But i wouldnt bother


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Frequent Contributor
Posts: 451
Registered: ‎10-02-2011
0

Re: DENIED WITH 720 FICO SCORE FOR US BANK CREDIT CARD

i thought i told you why they closed the account.What is so bad about my credit that you thing is bad in your opinion?Stick to the facts


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
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Re: DENIED WITH 720 FICO SCORE FOR US BANK CREDIT CARD


astritaho1979 wrote:

i thought i told you why they closed the account.What is so bad about my credit that you thing is bad in your opinion?Stick to the facts


Why was your credit in the 500's just two years ago? You have since removed that from your signature because it contradicts your stories, but feel free to explain for the popcorn eaters.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Frequent Contributor
Posts: 451
Registered: ‎10-02-2011
0

Re: DENIED WITH 720 FICO SCORE FOR US BANK CREDIT CARD

i really think your talking without reading.My signature changed because the credit limit changed on some accounts.We dont hate on this forum.Thanks


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Regular Contributor
Posts: 146
Registered: ‎01-05-2013
0

Re: DENIED WITH 720 FICO SCORE FOR US BANK CREDIT CARD

Didn't you also mention you had 3 baddies at one point?


Last app 5/7/2014

No apps until 3/31/2016!
Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: DENIED WITH 720 FICO SCORE FOR US BANK CREDIT CARD


astritaho1979 wrote:

i really think your talking without reading.My signature changed because the credit limit changed on some accounts.We dont hate on this forum.Thanks


According to your signature prior to removing it, your starting scores about two year ago were in the low 600's high 500's. 

 

If you had 10 years of good history at that point, why were your scores so low?

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
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