Oh wow. I told myself that I wouldn't app for anything until 2014 because I was so sure I wouldn't qualify for anything until then. Yet recent events has enabled me to just... do so anyway. I figured why not. I went over to Discover It... submitted the application...and bam. Instant approval. I'm shaking. I WAS NOT EXPECTING THIS.
I don't know what my credit limit is but I am just shocked they APPROVED THE APPLICATION!!! AHHH I'm so excited!!! Is Discover It a good card? What can I expect?!?!? If I was approved for that, what are my chances with Chase Freedom? I'm so giddy. Ahhhh
edit: It was a 1,000 instant approval. Wow! It's not my highest CL ( Amazon is presently ) BUT IT'S STILL amazing! YAY!
edit: currently pending decision for chase freedom. guess we'll see where that goes.
edit: $500 conditional approval once we do the verification Monday. Could not have done it without MyFico forums. 
Thank you all SO MUCH!
PleioneG wrote:Oh wow. I told myself that I wouldn't app for anything until 2014 because I was so sure I wouldn't qualify for anything until then. Yet recent events has enabled me to just... do so anyway. I figured why not. I went over to Discover It... submitted the application...and bam. Instant approval. I'm shaking. I WAS NOT EXPECTING THIS.
I don't know what my credit limit is but I am just shocked they APPROVED THE APPLICATION!!! AHHH I'm so excited!!! Is Discover It a good card? What can I expect?!?!? If I was approved for that, what are my chances with Chase Freedom? I'm so giddy. Ahhhh
edit: It was a 1,000 instant approval. Wow! It's not my highest CL ( Amazon is presently ) BUT IT'S STILL amazing! YAY!
Congrats! I know the feeling.....I was just approved tonight too!
From what I've read Discover's CL will grow. As far as Chase is concerned I do not have enough revolving history under my belt (less than 6 mos) but YMMV.
When I called they said the card will be here in 4-6 days. I can't wait!!!
Starting Score: 600's
PleioneG wrote:Oh wow. I told myself that I wouldn't app for anything until 2014 because I was so sure I wouldn't qualify for anything until then. Yet recent events has enabled me to just... do so anyway. I figured why not. I went over to Discover It... submitted the application...and bam. Instant approval. I'm shaking. I WAS NOT EXPECTING THIS.
I don't know what my credit limit is but I am just shocked they APPROVED THE APPLICATION!!! AHHH I'm so excited!!! Is Discover It a good card? What can I expect?!?!? If I was approved for that, what are my chances with Chase Freedom? I'm so giddy. Ahhhh
edit: It was a 1,000 instant approval. Wow! It's not my highest CL ( Amazon is presently ) BUT IT'S STILL amazing! YAY!
Congrats and welcome to the Discover family! Treat them well and in six months they will show you some luv
PleioneG wrote:So we bit the bullet and I convinced my husband to let me try for Chase anyway. After all, if I can get Chase that will be IT as far as credit cards.
The decision came back as pending. That puts me at unease. I hope that is a good sign.
Give them a call in the morning. Let us know how it went and good luck!
PleioneG wrote:So we bit the bullet and I convinced my husband to let me try for Chase anyway. After all, if I can get Chase that will be IT as far as credit cards.
The decision came back as pending. That puts me at unease. I hope that is a good sign.
Some times its just identity verification and Chase is great with recons. Call the back door number tomorrow AM and keep us posted. Good luck!
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