Reply
Valued Member
nymets010
Posts: 39
Registered: ‎02-25-2012

DISCOVER AU reporting??

Hope someone can help...I was added to my grandfathers Discover account on Aug 25. (8,000 cl, no balance, perfect payment history, opened in 1993!) The statement cuts on the 26th of the month. So, after 2 cycles, it still isnt showing up on any of my reports. I have called them several times, they have been very nice, saying that it should have shown up by now. They have even sent 5 off cycles to the CRA's and still nothing! I have been told different things byt different reps, some say that it takes 60-90 days to show. But if they have sent the info over why wouldnt it show? I have spoken with the CRA's and they said they process the info as soon as they get it from the creditors. Discover has all my info, including SSN. My address is different from my grandfathers but they said it shouldnt matter. Anyone have any expereience with Discover or any AU for that matter? He also recently added me to his BOA card which was opened in 1994 with a 30,000 cl! Needless to say im anxious to see the boost i get from the cards when they show, as it should be huge!

New Member
Snappy2012
Posts: 1
Registered: ‎03-22-2013

Re: DISCOVER AU reporting??

i have the same question!! anybody??

Valued Contributor
09Lexie
Posts: 5,064
Registered: ‎09-13-2012

Re: DISCOVER AU reporting??

I added my DH last month to my Discover and it's reporting on all 3 as AU. It also caused a mid cycle report when his card was issued to my CR's


Starting Score: 600's
Current Score: Exp Plus 743 04/13; 707 LP Discover 01/13 ; 733 05/13, 693 04/13, 703 03/13, 02/13, 702 TU WalMart 01/13; 702 EX LP 11/12; EQ 699 MyFico 01/13, EQ 699 11/12, CS 714 03/13
Goal Score: 800

Regular Contributor
FocusedAndDetermined
Posts: 593
Registered: ‎01-05-2013

Re: DISCOVER AU reporting??

I read somewhere on here (sorry, can't recall the exact post) that Discover has 2 levels of AU - one reports to the CRAs the other doesn't.  Perhaps someone else can give more details.

Contributor
MazdaSpeed
Posts: 242
Registered: ‎04-09-2013

Re: DISCOVER AU reporting??

Does discover ask for ssn when adding someone as an AU?
BCE 14k (1/13 backdated to 1/11)_____CSP 5k (4/13)
Barclaycard Arrival 5k (4/13)______Capital1 Cash Rewards 3.5k (3/13)
Citi Dividend 3k (3/13)_________Discover IT 3k (3/13)
United Explorer 2k (4/13)______Chase Freedom $500 (11/12)
TU 758 (3/20/13) EQ 734 (4/8/13)
Valued Contributor
09Lexie
Posts: 5,064
Registered: ‎09-13-2012

Re: DISCOVER AU reporting??

They didn't ask for my DH.


Starting Score: 600's
Current Score: Exp Plus 743 04/13; 707 LP Discover 01/13 ; 733 05/13, 693 04/13, 703 03/13, 02/13, 702 TU WalMart 01/13; 702 EX LP 11/12; EQ 699 MyFico 01/13, EQ 699 11/12, CS 714 03/13
Goal Score: 800

Contributor
MazdaSpeed
Posts: 242
Registered: ‎04-09-2013

Re: DISCOVER AU reporting??

Thanks, I was going to add someone to mine but they don't have the same address as me, so there's probably no point as I don't believe it would show up on their report
BCE 14k (1/13 backdated to 1/11)_____CSP 5k (4/13)
Barclaycard Arrival 5k (4/13)______Capital1 Cash Rewards 3.5k (3/13)
Citi Dividend 3k (3/13)_________Discover IT 3k (3/13)
United Explorer 2k (4/13)______Chase Freedom $500 (11/12)
TU 758 (3/20/13) EQ 734 (4/8/13)

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+