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DISCOVER IT - CLI after 2 months?

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QueenBeeOC
Regular Contributor

DISCOVER IT - CLI after 2 months?

Anyone get a CLI from Discover it after two months on a soft pull? I see the "request credit limit increase" button but not sure if I should click it or call and ask. And if I do, would that be a HP or a soft? 

 

Thanks!

Southwest: $9k - Discover It $1,900 - Amazon $2,900 - CAP1 - $1,500 - QuickSilver (FKA Orchard) - $900 - J. Crew $1K - LOFT $1K - Nordstroms $1K - Amex BCE - $3,000
Scores: Credit Karma 687, Credit Sesame 660- EQ 643 - EX 665 (from Amex)- TQ 655 Lender Pull: 693


Message 1 of 6
5 REPLIES 5
krial
Regular Contributor

Re: DISCOVER IT - CLI after 2 months?

I saw the button since day 1; tried clicking it for kicks and giggles and it just gave me some sort of error message.

Goal: 800, Current Scores: EX 735, EQ 746, TU 745
Message 2 of 6
QAMngrGirl
Frequent Contributor

Re: DISCOVER IT - CLI after 2 months?

When I had the button and tried it at 3 months, it was a SP and denial. The button has since disappeared LOL

Message 3 of 6
Themanwhocan
Senior Contributor

Re: DISCOVER IT - CLI after 2 months?

9 more days until my Discover has been 6 months old. Never once have I seen the button in all that time. Its on my list of mythical things, like the Yeti or the Tooth Fairy.

 

Ah well, at least Santa Claus is real.





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 4 of 6
atarvuzdar
Established Contributor

Re: DISCOVER IT - CLI after 2 months?

FWIW, It's listed under the Credit Options drop-down on the new Discover homepage--not sure where it is on the older homepage.
FICO 8: EQ 846 / TU 836 / EX 832
AMEX Platinum / BofA Cash Rewards Visa Sig $99,900 / Chase CSR $43,400 / Citi Double Cash $39,600 / AMEX EveryDay $30,000 / Discover It $26,000 / Gemini $25,000 / JetBlue $25,000 / Chase Freedom Unlimited $22,500
Message 5 of 6
QueenBeeOC
Regular Contributor

Re: DISCOVER IT - CLI after 2 months?

Called Discover to see if I could get an increase. they stated they like 3 months of history before they can increase limit. Should I try the backdoor number? We're traveling this weekend and want a little coushin on our Discover Card since that is our main card we use now

Southwest: $9k - Discover It $1,900 - Amazon $2,900 - CAP1 - $1,500 - QuickSilver (FKA Orchard) - $900 - J. Crew $1K - LOFT $1K - Nordstroms $1K - Amex BCE - $3,000
Scores: Credit Karma 687, Credit Sesame 660- EQ 643 - EX 665 (from Amex)- TQ 655 Lender Pull: 693


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