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DISCOVER IT (FIRST MONTH)

Valued Member

Re: DISCOVER IT (FIRST MONTH)

Sorry for the caps its required at work,so Im used to it.Thanks for all the advice,I am going to let a balance report then pif ...hope it works out for the best,Im in the garden anyway so I guess I got time Smiley Happy

Jumped out the Garden! But I'm running back with Roses!



Message 11 of 14
Established Contributor

Re: DISCOVER IT (FIRST MONTH)

I would at least let a balance report some of the time. It does seem to help with cli. 


Message 12 of 14
Valued Contributor

Re: DISCOVER IT (FIRST MONTH)

For best chance of CLIs with Discover, I recommend you let it report a balance..... 

Message 13 of 14
Highlighted
Established Contributor

Re: DISCOVER IT (FIRST MONTH)

You should leave a balance because when another credit card company pulls ur credit report it shows ur last 12 months of balances on ur experian report and ur payment amount so if it says 0 balance every month other credit card companys will think you dont use the card at all that its just sitting there to make your credit history longer so leave some kind of balance

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 14 of 14