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Valued Member
Biraeta
Posts: 31
Registered: ‎02-13-2013

Re: DISCOVER IT (FIRST MONTH)

Sorry for the caps its required at work,so Im used to it.Thanks for all the advice,I am going to let a balance report then pif ...hope it works out for the best,Im in the garden anyway so I guess I got time :smileyhappy:

Jumped out the Garden! But I'm running back with Roses!



Frequent Contributor
Exonumist
Posts: 497
Registered: ‎07-03-2012

Re: DISCOVER IT (FIRST MONTH)

I would at least let a balance report some of the time. It does seem to help with cli. 



Current Scores: TU 773 (5/30/14), EX 755 (4/20/13), EQ 732 (3/25/14)
Goal Scores: 780+
Last App: March 21, 2014
Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013

Re: DISCOVER IT (FIRST MONTH)

For best chance of CLIs with Discover, I recommend you let it report a balance..... 

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Frequent Contributor
Jonbuck06
Posts: 288
Registered: ‎09-28-2011

Re: DISCOVER IT (FIRST MONTH)

You should leave a balance because when another credit card company pulls ur credit report it shows ur last 12 months of balances on ur experian report and ur payment amount so if it says 0 balance every month other credit card companys will think you dont use the card at all that its just sitting there to make your credit history longer so leave some kind of balance

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