05-15-2013 07:07 PM
Sorry for the caps its required at work,so Im used to it.Thanks for all the advice,I am going to let a balance report then pif ...hope it works out for the best,Im in the garden anyway so I guess I got time
05-15-2013 07:15 PM
I would at least let a balance report some of the time. It does seem to help with cli.
05-15-2013 07:22 PM
For best chance of CLIs with Discover, I recommend you let it report a balance.....
05-15-2013 07:25 PM
You should leave a balance because when another credit card company pulls ur credit report it shows ur last 12 months of balances on ur experian report and ur payment amount so if it says 0 balance every month other credit card companys will think you dont use the card at all that its just sitting there to make your credit history longer so leave some kind of balance
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