Valued Member
Posts: 31
Registered: ‎02-13-2013


Sorry for the caps its required at work,so Im used to it.Thanks for all the advice,I am going to let a balance report then pif ...hope it works out for the best,Im in the garden anyway so I guess I got time :smileyhappy:

Jumped out the Garden! But I'm running back with Roses!

Established Contributor
Posts: 645
Registered: ‎07-03-2012


I would at least let a balance report some of the time. It does seem to help with cli. 

Valued Contributor
Posts: 1,074
Registered: ‎02-06-2013


For best chance of CLIs with Discover, I recommend you let it report a balance..... 

300/21001100/13001500/25001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632.. If youlike this could you please give me a kudo by clicking that blue button over to the left? Thanks.Link to my Rebuild Log
Established Contributor
Posts: 545
Registered: ‎09-28-2011


You should leave a balance because when another credit card company pulls ur credit report it shows ur last 12 months of balances on ur experian report and ur payment amount so if it says 0 balance every month other credit card companys will think you dont use the card at all that its just sitting there to make your credit history longer so leave some kind of balance

Transunion - 756 05/15
Experian - 752 05/15
Equifax - 735 05/15
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