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DISCOVER MOTIVA APPROVED! FINALLY!!!! DECLINED BARCLAYS

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texasman07
Established Contributor
‎05-07-2012 09:21 PM
‎05-07-2012 09:21 PM

DISCOVER MOTIVA APPROVED! FINALLY!!!! DECLINED BARCLAYS

OK SO HERES MY STORY:

  SO I HAVE A 676 TU FICO.  ITS MY BEST SCORE.  DISCOVER ALWAYS PULLS EQ FOR ME SO I FROZE THE REPORT.  APPLIED FOR A MOTIVA.  THEN CALLED THE BACKDOOR NUMBER.  THEY SAID THEY COULDN'T PULL MY REPORT SO I ASKED IF THEY COULD PULL TU.  THEY SAID OK.  I ANSWERED A FEW QUESTIONS AND APPROVED $1000.00!!!!!!!!!!!

 

OMG I HAVE WANTED A DISCOVER FOREVER!!!

 

I GOT APPROVED FOR AN AMEX ZYNC IN JANUARY. NOW DISCOVER.

 

BARCLAYS DECLINED ME DUE TO TOO MANY NEW ACCOUNTS. 

 

AN NOW DISCOVER APPROVED 

Message 1 of 12
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11 REPLIES 11
Anonymous
Not applicable
‎05-08-2012 03:37 AM
‎05-08-2012 03:37 AM

Re: DISCOVER MOTIVA APPROVED! FINALLY!!!! DECLINED BARCLAYS

COngrats
Message 2 of 12
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ReBuildingAgn
Regular Contributor
‎05-08-2012 04:08 AM
‎05-08-2012 04:08 AM

Re: DISCOVER MOTIVA APPROVED! FINALLY!!!! DECLINED BARCLAYS

I app'd for the Discover More 3 days ago and they pulled EQ which is frozen also. I think I'll call back and ask them to pull TU. My TU is 723.

;Starting Score: Low 500s FICO Aug 2008
Current Score: EQ 668 EX 723 TU 723 (All FICO)
Goal Score: 720s Across the Board! Almost there!
Cap1 NHR ($1250), GE Rooms2Go ($4k), WalMart Discover ($3250), Barclay's Rewards MC ($2k), Amex BCE ($5K), Kohl's ($1K), Chase Freedom ($3K), Discover More ($1K)
Message 3 of 12
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crunching_numbers
Valued Contributor
‎05-08-2012 05:02 AM
‎05-08-2012 05:02 AM

Re: DISCOVER MOTIVA APPROVED! FINALLY!!!! DECLINED BARCLAYS

Congrats!

Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 4 of 12
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ReBuildingAgn
Regular Contributor
‎05-08-2012 07:37 AM
‎05-08-2012 07:37 AM

Re: DISCOVER MOTIVA APPROVED! FINALLY!!!! DECLINED BARCLAYS

Well I called this morning and No Go with pulling TU instead. The CSR said she can't pull a different report and I should unfreeze my EQ. Oh well. That just means I need to garden for the next 6-8 months and Then I'll apply again.

;Starting Score: Low 500s FICO Aug 2008
Current Score: EQ 668 EX 723 TU 723 (All FICO)
Goal Score: 720s Across the Board! Almost there!
Cap1 NHR ($1250), GE Rooms2Go ($4k), WalMart Discover ($3250), Barclay's Rewards MC ($2k), Amex BCE ($5K), Kohl's ($1K), Chase Freedom ($3K), Discover More ($1K)
Message 5 of 12
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texasman07
Established Contributor
‎05-08-2012 07:55 AM
‎05-08-2012 07:55 AM

Re: DISCOVER MOTIVA APPROVED! FINALLY!!!! DECLINED BARCLAYS

Call the backdoor number. I got the same response when I called the regular number. They can do it they did it for me
Message 6 of 12
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texasman07
Established Contributor
‎05-08-2012 07:57 AM
‎05-08-2012 07:57 AM

Re: DISCOVER MOTIVA APPROVED! FINALLY!!!! DECLINED BARCLAYS

888-676-3695
Message 7 of 12
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john398
Senior Contributor
‎05-08-2012 08:29 AM
‎05-08-2012 08:29 AM

Re: DISCOVER MOTIVA APPROVED! FINALLY!!!! DECLINED BARCLAYS

congrats and welcome to Discover

Message 8 of 12
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ReBuildingAgn
Regular Contributor
‎05-09-2012 07:36 PM
‎05-09-2012 07:36 PM

Re: DISCOVER MOTIVA APPROVED! FINALLY!!!! DECLINED BARCLAYS

Yep still declined to pull my TU instead. I guess they no like me Smiley Sad. My EQ is 652 so I'm def not unlocking it just to get declined.
;Starting Score: Low 500s FICO Aug 2008
Current Score: EQ 668 EX 723 TU 723 (All FICO)
Goal Score: 720s Across the Board! Almost there!
Cap1 NHR ($1250), GE Rooms2Go ($4k), WalMart Discover ($3250), Barclay's Rewards MC ($2k), Amex BCE ($5K), Kohl's ($1K), Chase Freedom ($3K), Discover More ($1K)
Message 9 of 12
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texasman07
Established Contributor
‎05-09-2012 07:43 PM
‎05-09-2012 07:43 PM

Re: DISCOVER MOTIVA APPROVED! FINALLY!!!! DECLINED BARCLAYS

Im really shocked.  I guess i got a nice rep.  I told the rep on the phone that I couldnt find my PIN to unlock my equifax, which was true.  And she gladly said she could pull TU

Message 10 of 12
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