DIscover Balance Transfer

[youngandcreditwrthy]

Am I the only one that Disocver CONSTANTLY sends BT offers to???

They have been trying to get me to do Balance Transfers at 3% fee/0% for a yea for the past several monthsr. I almost wish I had a BT need but I don't lol.

Does anyone else get these too? It's slightly annoying. LOL But if this is a fairly frequent occurence, it could come in handy. Ive only had Discover about a year and a half.

Is this just Discover's thing? ?

I have the IT with a 10k cl.

Thanks for reading :-)

[09Lexie]

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@youngandcreditwrthy wrote:

Am I the only one that Disocver CONSTANTLY sends BT offers to???

They have been trying to get me to do Balance Transfers at 3% fee/0% for a yea for the past several monthsr. I almost wish I had a BT need but I don't lol.

Does anyone else get these too? It's slightly annoying. LOL But if this is a fairly frequent occurence, it could come in handy. Ive only had Discover about a year and a half.

Is this just Discover's thing? ?

I have the IT with a 10k cl.

Thanks for reading :-)

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I have them on my account online everyday.  They don't 'send' me anything, I can see them when I checked BT offers. 

[Kenny]

Same here, Lexie. No mailers for me. Now, BoA and Citi that's entirely a different story. I feel bad for the trees!

[maiden_girl]

Yea citi sends me BT checks like every day. Discover usually posts theirs online but having online access determines if you get BT mailers or online offers with Discover.

[B335is]

I've never received a Discover BT offer - online or snail mail. Citi sends me so many and lately they've been getting much worse. 0% is now 3.99%

[Mailak]

I sometimes get loan offers from Discover, and checks.

[lg8302ch]

no BT offers from Chase and Discover but all the others are bombarding me on a monthly basis... it is annoying by snail mail.. online I do not care but simply ignore their offers. 3% BT fee is still to much as I have seen offers for 1% + 2%  BT fee and 0% for 12 months

[Kenny]

My offer online is 0% for 12 months, but a 5% fee! Gross! No thanks.

[blondy250]

I was being bombarded by both Discover and Chase, it seems they always offer a balance transfer when you don't need it. I actually contacted both Chase and Discover months ago to stop sending me balance transfer checks in the mail, they both stopped sending them.

[takeshi74]

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@youngandcreditwrthy wrote:

Am I the only one that Disocver CONSTANTLY sends BT offers to???

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No one is ever the only on pretty much any topic -- credit or not.

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@youngandcreditwrthy wrote:

Is this just Discover's thing? ?

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No.  A lot of creditors sends out offers including BT offers.  Never assume a trend on any topic based on a single data point.