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08-24-2012 10:35 AM
I've got the Luv on Discover (Request Increase) just want to know if it's a soft pull or Hard ?
Current limit is $4500 and when I asked for $4500 last month it wanted to pull CR and I wonder if I ask for less say $2000 will be soft ?
Few months ago got a letter to call in and got $2000 CLI and few months after that the CLI button showed up and it's been maybe two months now still got LUV when I log in.
Is Discover any good trying to match higher credit card limits ?
Account is about 2 years old with ZERO balance now I charge about $4 a month and PIF.
Wife and I were using this card for everything till I found out about Amex BCP and Discover was at 70-100% credit use every month when limit was at $2000.
08-24-2012 11:14 AM
I recently had the LUV button show up in my account too. I was hoping that they would decide how much they wanted to give me for CLI but it asked how much I wanted. So I just chose a $2,000 CLI and it was approved. The website actually said that it was just a soft pull and that a hard pull would be required if I wanted an additional amount. They won't do a HP without warning you first which is nice. Good luck!
08-24-2012 11:55 AM
What was your credit limit ? I'm going to ask for $2000 later on today I think $4500 aka 100% CLI luv button not happy about and wanted HP.
08-24-2012 12:00 PM
I wish I could put how much I wanted, when I press the button it just says
" We're Sorry.
Your credit limit increase request cannot be processed at this time. For assistance, please call 1-800-DISCOVER (1-800-347-2683)."
08-24-2012 05:04 PM - edited 08-25-2012 08:45 AM
Got LUV asked for $2000 and now upto $6500 too bad it's not my card (Wifes) she won't care if it's 16K LOL
Congratulations! You've been approved for a credit line increase of $2,000.
I think 2K CLI is the easy way i'll ask for 2k for next CLI.