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DOES ANYONE HAVE RECENT EXPERIENCE WITH OX PUBLISHING ACCOUNT?

Contributor

DOES ANYONE HAVE RECENT EXPERIENCE WITH OX PUBLISHING ACCOUNT?

I just wanted to know if this continues to work for some, any negatives associated with it?  Has it truly helped your credit score? Who do they currently report to and who did they pull to set up your account?
 
Thanks
Message 1 of 5
4 REPLIES
Valued Member

Re: DOES ANYONE HAVE RECENT EXPERIENCE WITH OX PUBLISHING ACCOUNT?

I thought about it, but any good creditor is going to smell something fishy here under manual review. How are you going to explain a $10k revolving line of credit for e-books. lol. Back when I was looking into this, they were reporting to EX & TU only.
Message 2 of 5
Contributor

Re: DOES ANYONE HAVE RECENT EXPERIENCE WITH OX PUBLISHING ACCOUNT?

Exactly as I thought.  However, how many of them will do a manual or who will do a manual...I figured I would start receiving better offers just by my scores increasing and maybe hitting that 700 level...just not sure if it is a good idea.
 
 
Message 3 of 5
Established Member

Re: DOES ANYONE HAVE RECENT EXPERIENCE WITH OX PUBLISHING ACCOUNT?

I had played with the notion of opening one of these accounts so that my util % would get better. Well, one night I had a nightmare that I had received several e-mails from EQ about this "fraudulent account" showing up on my credit reports and how they were going to stop acknowledging this type of account. Needless to say, I will not open one of those accounts. I might get struck by lightning if I did.
 
Good Luck to you.
Message 4 of 5
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Established Contributor

Re: DOES ANYONE HAVE RECENT EXPERIENCE WITH OX PUBLISHING ACCOUNT?

...and their website looks shady...like some junior high kid designed it.  I don't think I would trust them if they can't pull off a professional looking site.  Kinda picky, but every other site that takes my money looks like somebody put some thought into it.  Also, on the app page, I don't see any terms and conditions other than the minimum purchase requirements.  Fishy!!!!
FICO's: TU: 682 EX: 688 EQ: Unknown

In my wallet (strikethough are getting the axe soon): Amex Rewards Plus Gold | BECU: 10,000 | AlaskaUSA FCU: 6,900 | Citi Forward 6,500 | BOA Travel Rewards: 5,000 | US Bank Cash+: 5,000 | Merrick: 4,200 | Chase Freedom: 3,500 | Juniper: 3,100 | Household: 2,450 | Best Buy Reward Zone: 2,000 | Cap1: 1,500 | Cap1: 750 | Bailey's Furniture: 3,100 | Lowes: 4,500 | Care Credit: 2,000 | Zales: 1,400 | Kohls: 400 | Sam's: 5,200 | Walmart: 1,100 | Discover More: 1,000
Message 5 of 5