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DOES CHASE FREEDOM DO AUTO CLIs?

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FinStar
Moderator Emeritus

Re: DOES CHASE FREEDOM DO AUTO CLIs?

Several (can't remember how many) but since I've had Freedom from 2008, so they do happen (sporadically).

Message 11 of 24
370Z
Frequent Contributor

Re: DOES CHASE FREEDOM DO AUTO CLIs?

Chase will HP 99.9% of the time on a customer initiated CLI request.

Chase auto-CLIs big spenders. A low spend, for example, $500 in charges monthly on a $1500 line will probably not result in a CLI. 3k in charges monthly on a 5k line may result in a CLI. Also, several posters have reported auto-CLIs when carrying balances for several months (not maxed out).

EQ8 817 (2/24) EQ9 850 (1/24) EX8 837 (3/24) EX9 842 (3/24) TU8 819 (3/24)
Chase_Hyatt|10k|15.24%|6/13 * Amex_Hilton|10k|13.99%|8/13 * Chase_IHG|10k|15.24%|1/14 * Chase_Ink$|12k|13.24%|5/14 * NFCU$|46k|9.65%|12/14 * Amex_ED|10k|12.99%|1/16 * Citi_Custom$|45k|15.24%|4/16 * Merrill+|68k|12.99%|2/17 * Amex_BB+|10k|15.24%|3/18 * PenFed_Pathfinder|29.4k|12.74%|9/18 * WF_Autograph|25k|16.99%|7/19 * AODFCU_VS|22k|7.49%|4/20 * Chase_Ritz_Carlton|48.5k|15.99%|10/21 * Amex_BB$|42k|13.24%|8/22 * Redstone_FCU_VS|10k|12.00%|6/23 * C1_VX|30k|14.74%|1/24
Gone: CSP, AA x3, Ink+, Premier, CSR, CFU, CF, AARP, Limitless
Message 12 of 24
daybreakgonesXe
Valued Contributor

Re: DOES CHASE FREEDOM DO AUTO CLIs?

Took approx 2.5 years, $7k --> $9.8k
Message 13 of 24
LipzyDaizy
Regular Contributor

Re: DOES CHASE FREEDOM DO AUTO CLIs?

I've had my Freedom since last Dec and no auto cli yet.  I've pif and I've carried a balance but still no love for me.  Smiley Sad

Current Scores - EX 658, EQ 713, TU 722
Message 14 of 24
jon22guitar
Regular Contributor

Re: DOES CHASE FREEDOM DO AUTO CLIs?


@LipzyDaizy wrote:

I've had my Freedom since last Dec and no auto cli yet.  I've pif and I've carried a balance but still no love for me.  Smiley Sad


What's your CL and utilization like?

CSP 10,000, Citi Forward 3400, Barclay Arrival+ 2750, BOA Travel Rewards 2700, Discover IT 1500, Chase Freedom 1000, Crap One 500
Message 15 of 24
LipzyDaizy
Regular Contributor

Re: DOES CHASE FREEDOM DO AUTO CLIs?


@jon22guitar wrote:

@LipzyDaizy wrote:

I've had my Freedom since last Dec and no auto cli yet.  I've pif and I've carried a balance but still no love for me.  Smiley Sad


What's your CL and utilization like?


CL is $2200.  Overall util is 1-7%.  I paid my Freedom in full for the first 6 months, carried a small balance for about 2 months, and a slightly larger balance a couple of months, and paid in full recently. I was also just approved for the CSP for 7k.

Current Scores - EX 658, EQ 713, TU 722
Message 16 of 24
SuperKirby
Established Contributor

Re: DOES CHASE FREEDOM DO AUTO CLIs?

Chase is just weird. I've had my CSP go from $12K to $16K and my Explorer $12K to over $18K all auto-CLI within 1 year.

 

My Freedom? Stuck at $1000 for 9 years (even since it was a Slate). I use all 3 cards monthly.

Message 17 of 24
Ellifino
New Contributor

Re: DOES CHASE FREEDOM DO AUTO CLIs?

I got an auto-CLI at 6 months from $500->$1000, but YMMV!  I used it extensively at first and paid off any charges the second they posted, then used it less after the first few months when I started improving my credit picture.

Fico Scores: EQ 742 (8/2014), TU 732 (8/2014), EX 731 (8/2014)
Starting Scores: EQ 593 (12/2011)
Goal Score: 750 on all three
My Wallet: Amex BCP $2000 / Chase Freedom $1000 / Chase Slate $2000 / AAFP Bank of America Cash Rewards $1000 / Capital One: $3300 / Amazon Store Card: $1100 / Target: $800 / Walmart: $850 / PayPal SmartConnect: $500
Message 18 of 24
lg8302ch
Senior Contributor

Re: DOES CHASE FREEDOM DO AUTO CLIs?


@uswala wrote:

@MoreRewards wrote:
Not for me! I've no clue how to get them to auto increase me.

Same here! 


Not for me either and with a double pull I could have gotten 500$ increase on my Freedom Smiley Sad ... Chase is very generous with all cards for me except Freedom !

Message 19 of 24
madnutz
New Contributor

Re: DOES CHASE FREEDOM DO AUTO CLIs?

I have also gotten 2 CLI"s from chase since I first opened my account in OCT of 2013, Starting CL was 1500 and about 3 months after that they increased me to 3k and a few months ago they increased it to 5k

Message 20 of 24
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