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Several (can't remember how many) but since I've had Freedom from 2008, so they do happen (sporadically).
Chase will HP 99.9% of the time on a customer initiated CLI request.
Chase auto-CLIs big spenders. A low spend, for example, $500 in charges monthly on a $1500 line will probably not result in a CLI. 3k in charges monthly on a 5k line may result in a CLI. Also, several posters have reported auto-CLIs when carrying balances for several months (not maxed out).
I've had my Freedom since last Dec and no auto cli yet. I've pif and I've carried a balance but still no love for me.
@LipzyDaizy wrote:I've had my Freedom since last Dec and no auto cli yet. I've pif and I've carried a balance but still no love for me.
What's your CL and utilization like?
@jon22guitar wrote:
@LipzyDaizy wrote:I've had my Freedom since last Dec and no auto cli yet. I've pif and I've carried a balance but still no love for me.
What's your CL and utilization like?
CL is $2200. Overall util is 1-7%. I paid my Freedom in full for the first 6 months, carried a small balance for about 2 months, and a slightly larger balance a couple of months, and paid in full recently. I was also just approved for the CSP for 7k.
Chase is just weird. I've had my CSP go from $12K to $16K and my Explorer $12K to over $18K all auto-CLI within 1 year.
My Freedom? Stuck at $1000 for 9 years (even since it was a Slate). I use all 3 cards monthly.
I got an auto-CLI at 6 months from $500->$1000, but YMMV! I used it extensively at first and paid off any charges the second they posted, then used it less after the first few months when I started improving my credit picture.
@uswala wrote:
@MoreRewards wrote:
Not for me! I've no clue how to get them to auto increase me.Same here!
Not for me either and with a double pull I could have gotten 500$ increase on my Freedom ... Chase is very generous with all cards for me except Freedom !
I have also gotten 2 CLI"s from chase since I first opened my account in OCT of 2013, Starting CL was 1500 and about 3 months after that they increased me to 3k and a few months ago they increased it to 5k