11-21-2012 07:47 AM
11-21-2012 07:48 AM
First, I don't want or need anymore cards, Second, the way that I have learned to deal with the "itch" is soft pull increases. That is just as gratifying and it doesn't hurt your gardening! I'm in the garden for a while and I plan to stay there!! LOL!
11-21-2012 07:50 AM
11-21-2012 09:53 AM
+ 1 ... satisfy your itch with growing your existing accounts via soft pulls
11-23-2012 06:27 AM
11-23-2012 07:43 AM
12-03-2012 06:19 AM
Ok, I have committed to the garden! Excited to see that seedling grow!!!
12-03-2012 06:22 AM
With your scores, I wouldn't app for anything. Not until at 680. You're just hurting yourself.
12-03-2012 06:40 AM
You've got to flip your thinking. Do not think of all the cards you won't be able to have if you garden think about the one you will get if you do.
What is your dream card and with what limit? Once you figure this out research through the forum what you need to get to that card, and start your work.
Maybe its the AMEX BCP, or the CSP. Both require low inquires (less then 4 in 2 years typically). In order to get either of these cards you will need high credit limits (over 5 K) on premium cards. Take a look at your file and see how you can get to there approval levels, and make that work take place of achieve new credit.
As they say ideals hands...........
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