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Dang it.... I need to garden, but so hard

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Catacam
Frequent Contributor

Dang it.... I need to garden, but so hard

Ok, so my scores have been going up steadily over the last year. In fact, over 80 points on my scores. I have recently had some success with cards, Target, Walmart, Kohls, and Amazon and now I am like an app monkey. I just can't stop!!! Of course now I am apping for stuff that I know I am not ready for, but I can't help myself... Need to enter the garden but those approvals make me so dang happy!  Ok, no more! Smiley Wink

CLOSED ON OUR FIRST HOME MAY 30TH!!!


Starting Score: TU 589 EQ 526 EX603
Current Score: TU 635 EQ 603 EX ??
Goal Score: 750


Take the FICO Fitness Challenge

Message 1 of 22
21 REPLIES 21
Repo-ed
Senior Contributor

Re: Dang it.... I need to garden, but so hard

If you are getting toy limits (under 1k), then you just simply need to stop.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 2 of 22
Catacam
Frequent Contributor

Re: Dang it.... I need to garden, but so hard

Yes, I know... But those approvals feel so good after so many rejectiSmiley Happyons!!

CLOSED ON OUR FIRST HOME MAY 30TH!!!


Starting Score: TU 589 EQ 526 EX603
Current Score: TU 635 EQ 603 EX ??
Goal Score: 750


Take the FICO Fitness Challenge

Message 3 of 22
Repo-ed
Senior Contributor

Re: Dang it.... I need to garden, but so hard

I agree, but have 10 cards with a total of $2k in CL, lets you know that your credit is still lacking.

 

If you ever want to get into the 5k instant approvals, then you just need to garden.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 4 of 22
Hightechredneck
Frequent Contributor

Re: Dang it.... I need to garden, but so hard

You need some anti itch cream!

Message 5 of 22
Cadillac-XTS
Established Contributor

Re: Dang it.... I need to garden, but so hard

+1000000000000000

Message 6 of 22
webhopper
Moderator Emeritus

Re: Dang it.... I need to garden, but so hard

Definately try to get inside the garden, and fence yourself in!!

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 7 of 22
distantarray
Established Contributor

Re: Dang it.... I need to garden, but so hard

for me the itch is almost completely gone =)

Cause I have almost every card I could want LOL

 

Only one I want is a Hyatt or Starwood + Platinum if I start to travel a lot so I'm not worried about it since I'm not traveling right now, and US Bank Cash+you can't even app online anymor =(


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 8 of 22
Jutz
Valued Contributor

Re: Dang it.... I need to garden, but so hard

Freeze your reports, save yourself from yourself.

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 9 of 22
Duncanrr
Valued Contributor

Re: Dang it.... I need to garden, but so hard

As the self-proclaimed champion of the anti-itch cream you can borrow some from my siggy. Now get your app happy butt to the garden and stay there!


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 10 of 22
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