This is a little late, but I thought I would add to this.
I opened a PerkStreet acct in November and will be finishing off my transition in the next couple weeks. The 2% cash back is pretty nice... so far, I've received two $25 Visa Gift Cards as cash back bonuses just in the first two months.
It appears they only have checking for now, but since the cash back on the debit card matches my BEST credit cash back ever, it's an easy decision.
Their customer service is open 24 hours and personally, I just ask them general questions on their Facebook page and they respond fairly quickly. I would recommend it to anyone tired of the credit card game. 
@Anonymous wrote:This is a little late, but I thought I would add to this.
I opened a PerkStreet acct in November and will be finishing off my transition in the next couple weeks. The 2% cash back is pretty nice... so far, I've received two $25 Visa Gift Cards as cash back bonuses just in the first two months.
It appears they only have checking for now, but since the cash back on the debit card matches my BEST credit cash back ever, it's an easy decision.
Their customer service is open 24 hours and personally, I just ask them general questions on their Facebook page and they respond fairly quickly. I would recommend it to anyone tired of the credit card game.
I applied a few months back and was denied. Nothing on my Chex report. They didn't say why they denied me and it looks like a LOT of people are saying this on the web too so it's not just me.
Oh no. I have not heard anything like that. The only source of info I ever see for PerkStreet is from their Facebook wall, and I haven't really seen anything like that. What other places do you use that you are seeing posts that people are being denied?
That reminds me of a couple years ago when I got excited about ING's Orange Checking (or whatever they call it) and declined me on the spot. I felt like I was punched. 