Reply
Regular Contributor
randaljon
Posts: 229
Registered: ‎02-15-2011

Day of month Credit Cards report to the Credit Bureaus?

Does anyone know what day of the month Capital One and Orchard bank report their accounts to the Credit Bureaus?


Starting Scores(Jan/2011): EQ 564 TU 538 EXP 576
Current Score: EQ 692 TU 728 EXP 710 (Quizzle FAKO)Goal Score: 720


Wallet: Grow Visa 500, Capital One MC 2000, Capital One MC 1250, Paypal MC 3000, Jared 10500, Kay 2000, Walmart 2050, TJX Rewards 1200
Valued Contributor
visorboy1974
Posts: 1,129
Registered: ‎05-17-2010

Re: Day of month Credit Cards report to the Credit Bureaus?

[ Edited ]

http://ficoforums.myfico.com/t5/Credit-Cards/When-do-CC-companies-generally-report-to-the-bureaus/m-...

 

Cap1 will be upon statement being cut. 

Orchard is last business day of the month. 

Contributor
x9j4j
Posts: 189
Registered: ‎12-26-2010

Re: Day of month Credit Cards report to the Credit Bureaus?

Just an additional note, EX post the new information on the night they receive it. TU and EQ takes about 4 days.

Valued Contributor
visorboy1974
Posts: 1,129
Registered: ‎05-17-2010

Re: Day of month Credit Cards report to the Credit Bureaus?

I usually get EX and EQ is close behind.  TU is behind both...

Regular Contributor
randaljon
Posts: 229
Registered: ‎02-15-2011

Re: Day of month Credit Cards report to the Credit Bureaus?

By "statement being cut" you mean the day the new statement comes out right?


Starting Scores(Jan/2011): EQ 564 TU 538 EXP 576
Current Score: EQ 692 TU 728 EXP 710 (Quizzle FAKO)Goal Score: 720


Wallet: Grow Visa 500, Capital One MC 2000, Capital One MC 1250, Paypal MC 3000, Jared 10500, Kay 2000, Walmart 2050, TJX Rewards 1200
Senior Contributor
Wolf3
Posts: 3,198
Registered: ‎01-24-2010

Re: Day of month Credit Cards report to the Credit Bureaus?


randallcred wrote:

By "statement being cut" you mean the day the new statement comes out right?


It means the closing date.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+