Credit Cards Center Credit cards from our partners
Reply
Regular Contributor
Posts: 204
Registered: ‎08-03-2010
0

Dcu Scores!!!!!

Any one got dcu scores this month?.  This friday being the last week of month I haven't received it yet.

Valued Contributor
Posts: 1,507
Registered: ‎07-24-2011
0

Re: Dcu Scores!!!!!


sgs10 wrote:

Any one got dcu scores this month?.  This friday being the last week of month I haven't received it yet.


Nope...hopefully next week Smiley Sad


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Moderator Emeritus
Posts: 12,906
Registered: ‎12-30-2011
0

Re: Dcu Scores!!!!!

No, they seem delayed this week for whatever reason.  Nobody has gotten theirs yet seemingly from varoius posts across different forums.

 

 

Starting Score: EQ 04 561, TU 98 567, EX 98 599 (12/30/11)
Current Score: EQ 04 700, TU 04 731, EX 98 725 (05/24/15)
Goal Score: 700 on EQ 04 (01/01/16)


Take the myFICO Fitness Challenge
Established Contributor
Posts: 772
Registered: ‎01-03-2012
0

Re: Dcu Scores!!!!!

Mine just showed up today...

 

Up 8 to 738! Smiley Happy


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Frequent Contributor
Posts: 263
Registered: ‎08-14-2011
0

Re: Dcu Scores!!!!!

[ Edited ]

Mine hit today.   Matched my SW increase up 22pts from last month to 806.

 

I finally managed to coordinate paying almost all my charges off prior to statement posting.

 

Now it's just a matter of seeing what my new DCU trade  line does when it finally shows up. 

 

So far, the HP didn't affect my score.  (went from one to two inq in past 12 mo)

bobebob || Nov: My FICO SW EQ(Upgraded Version) = 822 ||Sept: Walmart TU Fico=838Goal = FICO's>800 || In my wallet: CostcoAmEx(20k), DCU Visa Platinum (10k), BoA Visa Signature (17.1k), Walmart Discover (7.5k), AmEx Corporate (5k). All PIF every month.
Moderator Emeritus
Posts: 12,906
Registered: ‎12-30-2011
0

Re: Dcu Scores!!!!!

[ Edited ]

Well I took my first real drop this month since starting this positive credit journey (I discount the utilization from wonky reporting last month as that's temporary), presumably from the inquiry which I know landed on EQ for my auto-loan refinance and I still have the WFDS auto loan reporting as open with a balance on it for some reason and doubling my current installment debt.  Not certain why that didn't update to $0 already but long-term should be fine... also DCU's reporting 100% LTV on the new auto tradeline still might be affecting things, but sitting at a 643 down from a 646 two months ago with similar utilization it's hard to say definitively what caused the drop and insignificant anyway.  As long as I keep it above 640 I hit my goal score for the year heh.

 

My AAoA is still way under 2 years so that didn't change with the new auto tradeline, nor the Zync whenever it first reports.

 

Oh and a DCU funsy for the month: they complained that I was paying too much through one of their interfaces in their online payment system and pushed my payment date too far ahead into the future Smiley Happy.  Too bad I was sort of hoping it'd be like WF and being able to push it out 2-3 years ahead and just sit idle on the tradeline racking up FICO seasoning goodies rather than just hammering it to make room for a DTI calc next year if needed.

 

Starting Score: EQ 04 561, TU 98 567, EX 98 599 (12/30/11)
Current Score: EQ 04 700, TU 04 731, EX 98 725 (05/24/15)
Goal Score: 700 on EQ 04 (01/01/16)


Take the myFICO Fitness Challenge
Highlighted
Regular Contributor
Posts: 204
Registered: ‎08-03-2010
0

Re: Dcu Scores!!!!!

MIne showed yesterday too. Up by 58 points result of bringing down utilization

Super Contributor
Posts: 6,672
Registered: ‎04-07-2008
0

Re: Dcu Scores!!!!!


sgs10 wrote:

MIne showed yesterday too. Up by 58 points result of bringing down utilization


Nice !!! That's a nice bump up




Regular Contributor
Posts: 204
Registered: ‎08-03-2010
0

Re: Dcu Scores!!!!!

yep some lates fell off , uti brought down from 15% to 8% and some nice clis. Couldn't have asked for more

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.