Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Regular Contributor
sgs10
Posts: 204
Registered: ‎08-03-2010

Dcu scores up

Options

‎02-22-2013 08:54 AM

Dcu scores up for this month. Mine went up by 15 points due to low utilization.
Message 1 of 18 (372 Views)
 
Reply
Established Contributor
NJTurnpike
Posts: 661
Registered: ‎02-20-2013

Re: Dcu scores up

Options

‎02-22-2013 08:58 AM

Just checked mine. Just a few more points and I can refinance my auto loan from 3% to DCU's 1.99%

DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Message 2 of 18 (365 Views)
 
Reply
Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: Dcu scores up

Options

‎02-22-2013 08:58 AM

Mine went up to 706 from 697.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
Message 3 of 18 (363 Views)
 
Reply
Established Contributor
djrez4
Posts: 504
Registered: ‎08-28-2012

Re: Dcu scores up

Options

‎02-22-2013 10:51 AM

No change again.  I think two consecutive months of no change in score despite pretty big changes in my reports indicates conclusively that DCU does not pull through an EQ freeze.

Message 4 of 18 (333 Views)
 
Reply
Contributor
Stephen_Dashman
Posts: 83
Registered: ‎12-04-2012

Re: Dcu scores up

Options

‎02-22-2013 10:53 AM

629 ------> 641 lowered utilization also

EX 650 (Credit.com 5/3/13) | EQ 645 (DCU 4/26/13) | TU 667 (Walmart 5/13/13)

DCU Visa Platinum 3200 | Affinity Plus Visa Platinum Rewards 2000 | BankAmericard Better Balance Rewards MC 2000 | Walmart Store Card 1000 | Capital One Platinum 750 | NTB Card 700 | Capital One Cash Rewards 500

Last App: 04/07/2013

Message 5 of 18 (329 Views)
 
Reply
Valued Contributor
09Lexie
Posts: 5,287
Registered: ‎09-13-2012

Re: Dcu scores up

Options

‎02-22-2013 10:57 AM

My DH scores went up from 661 to 715. I added him as an AU to my MC (limit $3k)  this month. His scores were low cause his only card was Orchard Bank and that $300 CL :smileyfrustrated:

 

Needless to say he is ecstatic!


Starting Score: 600's
Current Score: Exp Plus 743 04/13; 707 LP Discover 01/13 ; 733 05/13, 693 04/13, 703 03/13, 02/13, 702 TU WalMart 01/13; 702 EX LP 11/12; EQ 699 MyFico 01/13, EQ 699 11/12, CS 714 03/13
Goal Score: 800
Message 6 of 18 (321 Views)
 
Reply
Established Contributor
visorboy1974
Posts: 967
Registered: ‎05-17-2010

Re: Dcu scores up

Options

‎02-22-2013 11:06 AM

Steady at 699

Starting Score: 600
Current Score:: 687EQ, 698EX, 721TU
Goal Score: 760

Take the myFICO Fitness Challenge
Message 7 of 18 (314 Views)
 
Reply
Established Contributor
eviLution
Posts: 543
Registered: ‎06-11-2012

Re: Dcu scores up

Options

‎02-22-2013 11:15 AM

667 to 681

 

Hopefully I'll be 720+ on all 3 by July!

 

 

Current Score: DCU EQ 702 - EXP+ 711 - WM TU 719
Goal Score: 750+

Capital One Secured: 750 - DCU Platinum: 1500 - Discover IT: 1250
in the garden til 7/1/2013
Message 8 of 18 (309 Views)
 
Reply
Established Contributor
daybreakgonesXe
Posts: 742
Registered: ‎11-17-2012

Re: Dcu scores up

Options

‎02-22-2013 12:44 PM

I actually got two this month; one within a few days of signing up, and the one today that everybody else gets. Was 731 on the 8th, and now it's 734 :smileyhappy:

photo creditsiggy_zps3dd006fd.png
EQ FICO 730 Credit Karma (TU) 5/6/13 763 Transrisk 5/14/13 849/990 CreditSesame (EX) 5/8/13 779 Credit.com (EX) 5/7/13 758/900 FICO Estimate 760 Vantage Estimate 832/990
Message 9 of 18 (289 Views)
 
Reply
Regular Contributor
sgs10
Posts: 204
Registered: ‎08-03-2010

Re: Dcu scores up

Options

‎02-22-2013 12:55 PM

2 smiles from dcu:smileyhappy:
Message 10 of 18 (277 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+