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Dcu scores up

Regular Contributor

Dcu scores up

Dcu scores up for this month. Mine went up by 15 points due to low utilization.
Message 1 of 18
17 REPLIES
Established Contributor

Re: Dcu scores up

Just checked mine. Just a few more points and I can refinance my auto loan from 3% to DCU's 1.99%


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Message 2 of 18
Valued Contributor

Re: Dcu scores up

Mine went up to 706 from 697.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 3 of 18
Established Contributor

Re: Dcu scores up

No change again.  I think two consecutive months of no change in score despite pretty big changes in my reports indicates conclusively that DCU does not pull through an EQ freeze.

Message 4 of 18
Contributor

Re: Dcu scores up

629 ------> 641 lowered utilization also

EX 690 (Credit.com 6/14) | EQ 673 (DCU 6/14) | TU 705 (Walmart 7/14)

BofA BB Rewards 4000 | Walmart Discover 4000 | AMEX BCE 3400 | DCU Visa Platinum 3200 | Affinity Plus Visa Rewards 3000 | Capital One Cash Rewards 1500 | NTB Card 700


Message 5 of 18
Moderator Emerita

Re: Dcu scores up

My DH scores went up from 661 to 715. I added him as an AU to my MC (limit $3k)  this month. His scores were low cause his only card was Orchard Bank and that $300 CL Smiley Frustrated

 

Needless to say he is ecstatic!

Message 6 of 18
Highlighted
Valued Contributor

Re: Dcu scores up

Steady at 699

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 7 of 18
Established Contributor

Re: Dcu scores up

667 to 681

 

Hopefully I'll be 720+ on all 3 by July!

 

 


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 8 of 18
Valued Contributor

Re: Dcu scores up

I actually got two this month; one within a few days of signing up, and the one today that everybody else gets. Was 731 on the 8th, and now it's 734 Smiley Happy


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | Diamond Preferred $6.5k FICOS: EX 775 EQ 764 TU 759 VantageScore 3.0: EX 759 EQ 757 TU 762
Message 9 of 18
Regular Contributor

Re: Dcu scores up

2 smiles from dcuSmiley Happy
Message 10 of 18