cancel
Showing results for 
Search instead for 
Did you mean: 

Dcu visa

Regular Contributor

Re: Dcu visa

When i applied, I had 7 credit cards with 5 months of history and 82 inquiries on EQ. What do you have to lose? The DCU bandwagon is hot.

Message 11 of 17
Established Contributor

Re: Dcu visa

Are they doing a checxsystem check ? For the savings ?
Message 12 of 17
Established Contributor

Re: Dcu visa


kugel wrote:
Are they doing a checxsystem check ? For the savings ?

Yes, Checxsys is more important to them then FICO score!





Message 13 of 17
Valued Contributor

Re: Dcu visa

Did you see this thread from last year?

http://ficoforums.myfico.com/t5/Credit-Card-Applications/Wondering-if-you-qualify-for-a-DCU-Unsecure...

 

Remember they use EQ-04 scores. 

Message 14 of 17
Frequent Contributor

Re: Dcu visa

What exactly is the DCU checxsystem ? And what does it mean I'm new
Message 15 of 17
Valued Member

Re: Dcu visa

Chexsystems is essentially a Credit Bureau that deals strictly with checking and savings accounts.  The only information reported is negative.  Such as bouncing a check, overdfrating an account, etc.  Also it will include inquires from accounts that have been opened.  Information remains on your account for 5 years.  You can get a free copy mailed to you from their website.  


INQ - EQ 3 TU 4 EX 3 --- Auto Loan - Wright Patt CU - 9.5% - $6K --- Student Loans - Great Lakes $34,500 - Nelnet $1,800
Message 16 of 17
Highlighted
Frequent Contributor

Re: Dcu visa

Oh sweet thanks
Message 17 of 17