Dear Barfclays oh why oh why did you close my account.

[Creditaddict]

Barclay has been hit or miss on this with most people... I opened an Apple Visa and then proceeded to open about 8 more cards and lease a new car but not before shopping around for purchases and other leases probably ringing up about 30 INQ's and Barclay didn't do anything.

My partner got a Barclay Business card and after 4 or 5 months they CLD almost $10k because of new accounts and increased balances... I wouldn't worry about it to much... as long as you have some other good cards, just take care of them and move on with less frantic banks!

[Booboo71]

Time to cut the card and dispose of it. Anyone thinking of getting one of their cards PLEASE for the love of GOD do not attempt to app for anything for awhile. They watch you like a hawk.

[Booboo71]

Thank you. 

[Booboo71]

Another thing also will this show up as closed my credit grantor on my credit report and if so is my fico score going to nose dive? I'm worried about this also.

[09Lexie]

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@Booboo71 wrote:

Another thing also will this show up as closed my credit grantor on my credit report and if so is my fico score going to nose dive? I'm worried about this also.

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Closed by credit grantor will not cause your score to drop.  If you still have a bal and the CL is now reported as closed, that will cause your score to drop. 

[myjourney]

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@09Lexie wrote:

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@Booboo71 wrote:

Another thing also will this show up as closed my credit grantor on my credit report and if so is my fico score going to nose dive? I'm worried about this also.

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Closed by credit grantor will not cause your score to drop.  If you still have a bal and the CL is now reported as closed, that will cause your score to drop. 

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+1 correct 

You would see no effect unless a balance is still on account if so pay ASAP

[Booboo71]

I have a 900 dollars balance. I took the offer in October for a balance transfer. I just made a payment for 469.00 towards it. They told me I would still receive mail on the card to pay it off which I will. 

[Booboo71]

This is just horrible I wish I never would have app'd 

[myjourney]

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@Booboo71 wrote:

I have a 900 dollars balance. I took the offer in October for a balance transfer. I just made a payment for 469.00 towards it. They told me I would still receive mail on the card to pay it off which I will. 

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In fico eyes this will cause a ding this month but fico has no memory so if paid off next month you'll be fine 

[09Lexie]

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@Booboo71 wrote:

I have a 900 dollars balance. I took the offer in October for a balance transfer. I just made a payment for 469.00 towards it. They told me I would still receive mail on the card to pay it off which I will. 

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So they are not going to report your CL as closed?